Customer Accounts v0.44.1

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Customer-level API for listing banking accounts, balances, and other account-specific data.

Clients may use this API to:

listAccounts - obtain a list of accounts that the authorized user has access to, returning a accounts collection with a list of account objects.
listEligibleAchAccounts - obtain a list of ACH accounts that allow transfers based on SEC code and authorized account privileges.
listAccountBalances - list the balances of the customer' accounts.
getAccount - fetch a more complete set of properties of an internal account.
Manage overdraft protection:
- listEligibleOverdraftAccounts - list accounts which may be set as overdraft protection accounts for another account.
- getOverdraftProtection - fetch an account's overdraft protection settings.
- patchOverdraftAccounts - update an account's overdraft protection settings.
- setOverdraftProtectionElections - overdraft protection elections (opt in, opt out) for one or more accounts.
Manage CD renewal settings
- getCdSettings - fetch an account's CD renewal settings.
- patchCdSettings - update an account's CD renewal settings.
Manage peer accounts. Peer accounts are accounts owned by other account holders at the same financial institution (bank or credit union). Adding a peer account allows one account holder to transfer funds directly to another account holder's account, bypassing normal fund transfer processes like ACH. For example, a parent can add a peer account for their child's checking account (if they are both customers/members of the same financial institution) in order to directly transfer funds to their child's account. In credit unions, this is often referred to as a "member to member transfer", although this is really a transfer from one member's deposit account to another member's checking, savings, or loan account.
generateLoanPayoffQuote - fetch the loan payoff quote for a loan account.

Download OpenAPI Definition (YAML)

Base URLs:

https://api.apiture.com/banking

Email: Apiture Web: Apiture

License: Apiture API License

Authentication

API Key (apiKey)
- header parameter: API-Key
- API Key based client identification. See details at Secure Access.

OpenID Connect authentication (accessToken)
- OpenId Connect (OIDC) authentication/authorization. The client uses the authorization_endpoint and token_endpoint to obtain an access token to pass in the Authorization header. Those endpoints are available via the OIDC Configuration URL. The actual URL may vary with each financial institution. See details at Secure Access.
- OIDC Configuration URL = https://auth.apiture.com/oidc/.well-known/openid-configuration

Accounts

Banking Accounts

listAccounts

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/accounts \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/accounts HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/accounts',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/accounts', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/accounts", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

List Accounts

GET https://api.apiture.com/banking/accounts

Return a paginated list of the customer's accounts, consisting of internal accounts at this financial institution and accounts at other financial institutions, if any.

Parameters

Parameter	Description
`productType` `in: query`	`array[string]` Include only accounts whose `product.type` is in pipe-delimited set. For example, to list only savings, checking, and CD accounts, use `?productType=savings\|checking\|cd` . `unique items` `minItems: 1` `maxItems: 6` `pipe-delimited` items: `string` » enum values: `savings`, `checking`, `cd`, `ira`, `loan`, `creditCard`, `moneyMarket`
`location` `in: query`	`string` Filter accounts to just a subset of `internal` or `external` accounts (per the `location` property on the `accountItem` schema). enum values: `internal`, `external`
`allows` `in: query`	`array[string]` Filter the result to accounts that have corresponding `true` values in `account.allows`. For example `?allows=transferTo,transferFrom,view` returns only accounts where `account.allows.transferTo`, `account.allows.transferFrom`, and `account.allows.view` are all `true` for the caller. `unique items` `minItems: 1` `maxItems: 8` `comma-delimited` items: `string` » enum values: `billPay`, `transferFrom`, `transferTo`, `mobileCheckDeposit`, `view`, `viewCards`, `manageCards`, `viewLoanPayoffQuote`, `manageOverdraftProtectionElections`, `realTimePaymentFrom`, `realTimePaymentTo`
`start` `in: query`	`string` The location of the next item in the collection. This is an opaque cursor supplied by the API service. Omit this to start at the beginning of the collection. The client does not define this value; the API services automatically pass the `?start=` parameter on the `nextPage_url`. `maxLength: 256` `default: ""` `pattern: "^[-a-zA-Z0-9.,-=_+:;@$]{0,256}$"`
`limit` `in: query`	`integer(int32)` The maximum number of items to return in this paged response. `format: int32` `minimum: 0` `maximum: 1000` `default: 100`

Example responses

200 Response

{
  "start": "1922a8531e8384cfa71b",
  "limit": 100,
  "nextPage_url": "https://production.api.apiture.com/banking/accounts?start=641f62296ecbf1882c84?limit=100?allows=view",
  "count": 6,
  "items": [
    {
      "id": "bf23bc970b78d27691e8",
      "nickname": "Payroll Checking",
      "label": "Payroll Checking *1008",
      "product": {
        "type": "checking",
        "coreType": "DDA",
        "code": "DDA01",
        "label": "Business Checking"
      },
      "maskedNumber": "*1008",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": true,
        "billPay": false,
        "mobileCheckDeposit": true,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    },
    {
      "id": "b78d27691e8bf23bc970",
      "nickname": "College CD",
      "label": "College CD *2017",
      "product": {
        "type": "cd",
        "code": "CDA",
        "coreType": "CD",
        "label": "24 Month CD"
      },
      "maskedNumber": "*2017",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": false,
        "billPay": false,
        "mobileCheckDeposit": false,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    }
  ]
}

Responses

Status	Description
200	OK
	OK. A page from the full list of the customer's accounts. This list contains only accounts that the customer is entitled to access. While the `nextPage_url` property is present in the response, the client can fetch the next page of accounts by performing a `GET` on that URL.
	Schema: `accounts`

Status Description

400 Bad Request

Status	Description
400	Bad Request
	Bad Request. The request body, request headers, and/or query parameters are not well-formed. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/badRequest/v1.0.0` The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.
	Schema: `Inline`

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Status	Description
401	Unauthorized
	Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/unauthorized/v1.0.0` The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.
	Schema: `Inline`

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Status	Description
403	Forbidden
	Forbidden. The authenticated caller is not authorized to perform the requested operation. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/forbidden/v1.0.0` The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation. `https://production.api.apiture.com/errors/customerDisabled/v1.0.0` The customer is disabled. Remediation: Have the customer contact the financial institution for support. `https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0` The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software. `https://production.api.apiture.com/errors/modificationForbidden/v1.0.0` The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization. `https://production.api.apiture.com/errors/challengeRequired/v1.0.0` The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional `Challenge` header to the call. The `attributes` object in the error may have the properties defined by the `requiredIdentityChallenge` schema. `https://production.api.apiture.com/errors/challengeBlocked/v1.0.0` The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again. `https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0` This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors. `https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0` The additional on-time `Challenge` header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed `Challenge` header in the request.
	Schema: `Inline`

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

422 Unprocessable Entity

Status	Description
422	Unprocessable Entity
	Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0` The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.
	Schema: `Inline`

Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.

Schema: Inline

Status Description

429 Too Many Requests

Status	Description
429	Too Many Requests
	Too Many Requests. The client has sent too many requests in a given amount of time. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/tooManyRequests/v1.0.0` The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.
	Schema: `Inline`

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 422

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

getAccount

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/accounts/{accountId} \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/accounts/{accountId} HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/accounts/{accountId}',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/accounts/{accountId}', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/accounts/{accountId}", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Get an Account

GET https://api.apiture.com/banking/accounts/{accountId}

Return details of the customer's internal account.

Parameters

Parameter	Description
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "id": "bf23bc970b78d27691e8",
  "nickname": "Payroll Checking",
  "label": "Payroll Checking *1008",
  "maskedNumber": "*1008",
  "product": {
    "type": "checking",
    "coreType": "DDA",
    "code": "DDA01",
    "label": "Business Checking"
  },
  "location": "internal",
  "allows": {
    "transferFrom": false,
    "transferTo": true,
    "billPay": false,
    "mobileCheckDeposit": true,
    "view": true,
    "viewCards": true,
    "manageCards": false,
    "viewLoanPayoffQuote": false,
    "realTimePaymentFrom": true,
    "realTimePaymentTo": true,
    "manageJointOwners": true,
    "manageOverdraftAccounts": true,
    "generateVerificationLetter": true
  },
  "electronicStatements": true,
  "overdraftProtectionElections": {
    "primary": {
      "election": true,
      "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
    },
    "secondary": {
      "election": false
    }
  }
}

Responses

Status	Description
200	OK
	OK. The response is a representation of the customer's account.
	Schema: `account`

Status Description

400 Bad Request

Status	Description
400	Bad Request
	Bad Request. The request body, request headers, and/or query parameters are not well-formed. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/badRequest/v1.0.0` The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.
	Schema: `Inline`

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Status	Description
401	Unauthorized
	Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/unauthorized/v1.0.0` The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.
	Schema: `Inline`

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Status	Description
403	Forbidden
	Forbidden. The authenticated caller is not authorized to perform the requested operation. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/forbidden/v1.0.0` The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation. `https://production.api.apiture.com/errors/customerDisabled/v1.0.0` The customer is disabled. Remediation: Have the customer contact the financial institution for support. `https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0` The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software. `https://production.api.apiture.com/errors/modificationForbidden/v1.0.0` The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization. `https://production.api.apiture.com/errors/challengeRequired/v1.0.0` The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional `Challenge` header to the call. The `attributes` object in the error may have the properties defined by the `requiredIdentityChallenge` schema. `https://production.api.apiture.com/errors/challengeBlocked/v1.0.0` The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again. `https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0` This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors. `https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0` The additional on-time `Challenge` header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed `Challenge` header in the request.
	Schema: `Inline`

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such banking account resource at the specified `{accountId}`. The response body contains details about the request error.
	Schema: `problemResponse`

Status Description

429 Too Many Requests

Status	Description
429	Too Many Requests
	Too Many Requests. The client has sent too many requests in a given amount of time. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/tooManyRequests/v1.0.0` The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.
	Schema: `Inline`

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

listAccountBalances

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/accountBalances \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/accountBalances HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accountBalances',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accountBalances',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/accountBalances',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/accountBalances', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accountBalances");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/accountBalances", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

List Account Balances

GET https://api.apiture.com/banking/accountBalances

Return a list of the requested internal accounts' balances. The accounts query parameter is a list of account IDs which typically comes from the getAccounts operation response. The returned list does not include external accounts. The caller must have entitlements to view each account's details, as indicated by a true value for account.allows.view. Requests to list balances for accounts the user is not allowed to read results in a 403 Forbidden response.

The response may be incomplete. Given a Retry-After response header, the client can retry the operation after a short delay, requesting only the accounts which are incomplete; see the 202 Accepted response for details.

Parameters

Parameter Description

accounts
in: query accountIds
The unique account identifiers of one or more internal accounts. (Internal accounts are those with location value of internal.) If omitted, this operation uses the accounts for which the customer has view permissions but is limited to at most 1000 accounts. Note: The account IDs are unrelated to the account number.
unique items
minItems: 1
maxItems: 1000
comma-delimited
items: string
» minLength: 6
» maxLength: 48
» pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"

retryCount
in: query integer(int32)
When retrying the operation, pass the retryCount from the incompleteAccountBalances response.
format: int32
minimum: 1
maximum: 10

Parameter	Description
`accounts` `in: query`	`accountIds` The unique account identifiers of one or more internal accounts. (Internal accounts are those with `location` value of `internal`.) If omitted, this operation uses the accounts for which the customer has view permissions but is limited to at most 1000 accounts. Note: The account IDs are unrelated to the account number. `unique items` `minItems: 1` `maxItems: 1000` `comma-delimited` items: `string` » `minLength: 6` » `maxLength: 48` » `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`retryCount` `in: query`	`integer(int32)` When retrying the operation, pass the `retryCount` from the `incompleteAccountBalances` response. `format: int32` `minimum: 1` `maximum: 10`

Example responses

200 Response

{
  "items": [
    {
      "id": "05d00d7d-d630",
      "available": "3208.20",
      "current": "3448.72",
      "currentWithPending": "3448.72",
      "updatedAt": "2022-05-02T06:51:19.375Z",
      "incomplete": false
    },
    {
      "id": "cb5d67ea-a5c3",
      "available": "1750.80",
      "current": "1956.19",
      "currentWithPending": "1956.19",
      "updatedAt": "2022-05-02T06:51:19.375Z",
      "incomplete": false
    }
  ]
}

422 Response

{
  "id": "3fbad566-be86-4b22-9ba6-3ca99fdc0799",
  "type": "https://production.api.apiture.com/errors/invalidAccountId/v1.0.0",
  "title": "Unprocessable Entity",
  "status": 422,
  "occurredAt": "2022-04-25T12:42:21.375Z",
  "detail": "No such account exists for the given account ID.",
  "instance": "https://production.api.apiture.com/banking/accountBalances?accounts=bb709151-575041fcd617"
}

{
  "id": "3fbad566-be86-4b22-9ba6-3ca99fdc0799",
  "type": "https://production.api.apiture.com/errors/invalidAccountId/v1.0.0",
  "title": "Unprocessable Entity",
  "status": 422,
  "occurredAt": "2022-04-25T12:42:21.375Z",
  "detail": "No such account exists for the given account ID.",
  "instance": "https://production.api.apiture.com/banking/accountBalances?accounts=bb709151-575041fcd617"
}

Responses

Status	Description
200	OK
	OK. The response contains the balances for all the accounts in the `?accounts=` query parameter.
	Schema: `accountBalances`
202	Accepted
	Accepted. The service accepted the request but could not provide balances for all the requested accounts and returned an incomplete response. Try the call again after the time in the `Retry-After` response header has passed, and request only those accounts which are `incomplete`. If there is no `Retry-After` response header, the client has reached its maximum number of tries and should not retry the operation.
	Schema: `incompleteAccountBalances`
Header	`Retry-After` `string` `text`
	Indicates an absolute time, in HTTP `date-time` format, UTC or a delay in seconds (a non-negative integer) after which the client may retry the operation. See RFC7231: Retry-After Examples: `Retry-After: 5` `Retry-After: Mon, 03 May 2022 23:59:59 GMT`

Status Description

401 Unauthorized

Status	Description
401	Unauthorized
	Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/unauthorized/v1.0.0` The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.
	Schema: `Inline`

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Status	Description
403	Forbidden
	Forbidden. The authenticated caller is not authorized to perform the requested operation. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/forbidden/v1.0.0` The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation. `https://production.api.apiture.com/errors/customerDisabled/v1.0.0` The customer is disabled. Remediation: Have the customer contact the financial institution for support. `https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0` The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software. `https://production.api.apiture.com/errors/modificationForbidden/v1.0.0` The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization. `https://production.api.apiture.com/errors/challengeRequired/v1.0.0` The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional `Challenge` header to the call. The `attributes` object in the error may have the properties defined by the `requiredIdentityChallenge` schema. `https://production.api.apiture.com/errors/challengeBlocked/v1.0.0` The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again. `https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0` This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors. `https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0` The additional on-time `Challenge` header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed `Challenge` header in the request.
	Schema: `Inline`

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

422 Unprocessable Entity

Status	Description
422	Unprocessable Entity
	Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/invalidAccountId/v0.2.0` The named `accountId` does not exist or the user is not entitled to access the account. Remediation: Pass the `id` of an existing account the caller has access to.
	Schema: `problemResponse`

Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/invalidAccountId/v0.2.0
The named accountId does not exist or the user is not entitled to access the account. Remediation: Pass the id of an existing account the caller has access to.

Schema: problemResponse

Status Description

429 Too Many Requests

Status	Description
429	Too Many Requests
	Too Many Requests. The client has sent too many requests in a given amount of time. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/tooManyRequests/v1.0.0` The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.
	Schema: `Inline`

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
503	Service Unavailable
	Service Unavailable. Could not fetch the account balance from the banking core.
	Schema: `problemResponse`

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

listEligibleAchAccounts

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/achEligibleAccounts?allows=billPay&secCode=arc \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/achEligibleAccounts?allows=billPay&secCode=arc HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/achEligibleAccounts?allows=billPay&secCode=arc',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/achEligibleAccounts',
  method: 'get',
  data: '?allows=billPay&secCode=arc',
  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/achEligibleAccounts',
  params: {
  'allows' => 'array[string]',
'secCode' => '[achSecCode](#schema-achSecCode)'
}, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/achEligibleAccounts', params={
  'allows': [
  "billPay"
],  'secCode': 'arc'
}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/achEligibleAccounts?allows=billPay&secCode=arc");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/achEligibleAccounts", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

List Eligible ACH Accounts

GET https://api.apiture.com/banking/achEligibleAccounts

Return a paginated list of a customer's accounts that are eligible for ACH transfers based on allowed privileges.

Optionally, an agent can access a business customer's ACH accounts when acting on behalf of that business customer via the optional customerId query parameter.

Parameters

Parameter	Description
`allows` `in: query`	`array[string]` (required) Filter the result to accounts that have corresponding `true` values in `account.allows`. For example `?allows=transferTo,transferFrom,view` returns only accounts where `account.allows.transferTo`, `account.allows.transferFrom`, and `account.allows.view` are all `true` for the caller. `unique items` `minItems: 1` `maxItems: 11` `comma-delimited` items: `string` » enum values: `billPay`, `transferFrom`, `transferTo`, `mobileCheckDeposit`, `view`, `viewCards`, `manageCards`, `viewLoanPayoffQuote`, `manageOverdraftProtectionElections`, `realTimePaymentFrom`, `realTimePaymentTo`
`secCode` `in: query`	`achSecCode` (required) Filter the result to accounts that allow ACH transfers of the given Standard Entry Class (SEC) codes. enum values: `arc`, `boc`, `ccd`, `cie`, `ctx`, `pop`, `ppd`, `rck`, `tel`, `web`
`customerId` `in: query`	`resourceId` The optional identifier of a business customer. This is an opaque string. An agent who is operating on behalf of a business can use this to access the resources of that business customer. The agent must have entitlements to act on behalf of the business; if not, the operation returns a 403 Forbidden response. This must match the business' customer ID (not their access ID). For other situations, omit this value. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`start` `in: query`	`string` The location of the next item in the collection. This is an opaque cursor supplied by the API service. Omit this to start at the beginning of the collection. The client does not define this value; the API services automatically pass the `?start=` parameter on the `nextPage_url`. `maxLength: 256` `default: ""` `pattern: "^[-a-zA-Z0-9.,-=_+:;@$]{0,256}$"`
`limit` `in: query`	`integer(int32)` The maximum number of items to return in this paged response. `format: int32` `minimum: 0` `maximum: 1000` `default: 100`

Example responses

200 Response

{
  "start": "1922a8531e8384cfa71b",
  "limit": 100,
  "nextPage_url": "https://production.api.apiture.com/banking/accounts?start=641f62296ecbf1882c84?limit=100?allows=view",
  "count": 6,
  "items": [
    {
      "id": "bf23bc970b78d27691e8",
      "nickname": "Payroll Checking",
      "label": "Payroll Checking *1008",
      "product": {
        "type": "checking",
        "coreType": "DDA",
        "code": "DDA01",
        "label": "Business Checking"
      },
      "maskedNumber": "*1008",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": true,
        "billPay": false,
        "mobileCheckDeposit": true,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    },
    {
      "id": "b78d27691e8bf23bc970",
      "nickname": "College CD",
      "label": "College CD *2017",
      "product": {
        "type": "cd",
        "code": "CDA",
        "coreType": "CD",
        "label": "24 Month CD"
      },
      "maskedNumber": "*2017",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": false,
        "billPay": false,
        "mobileCheckDeposit": false,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    }
  ]
}

Responses

Status	Description
200	OK
	OK. A page from the full list of the customer's ACH-eligible accounts. This list contains only accounts that the customer is entitled to access. While the `nextPage_url` property is present in the response, the client can fetch the next page of accounts by performing a `GET` on that URL.
	Schema: `accounts`

Status Description

400 Bad Request

Status	Description
400	Bad Request
	Bad Request. The request body, request headers, and/or query parameters are not well-formed. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/badRequest/v1.0.0` The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.
	Schema: `Inline`

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Status	Description
401	Unauthorized
	Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/unauthorized/v1.0.0` The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.
	Schema: `Inline`

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Status	Description
403	Forbidden
	Forbidden. The authenticated caller is not authorized to perform the requested operation. This error response may have one of the following `type` values: `https://production.api.apiture.com/errors/forbidden/v1.0.0` The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation. `https://production.api.apiture.com/errors/customerDisabled/v1.0.0` The customer is disabled. Remediation: Have the customer contact the financial institution for support. `https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0` The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software. `https://production.api.apiture.com/errors/modificationForbidden/v1.0.0` The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization. `https://production.api.apiture.com/errors/challengeRequired/v1.0.0` The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional `Challenge` header to the call. The `attributes` object in the error may have the properties defined by the `requiredIdentityChallenge` schema. `https://production.api.apiture.com/errors/challengeBlocked/v1.0.0` The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again. `https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0` This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors. `https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0` The additional on-time `Challenge` header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed `Challenge` header in the request.
	Schema: `Inline`

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 422

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

listEligibleRealTimePaymentAccounts

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/realTimePaymentEligibleAccounts?allows=billPay \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/realTimePaymentEligibleAccounts?allows=billPay HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/realTimePaymentEligibleAccounts?allows=billPay',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/realTimePaymentEligibleAccounts',
  method: 'get',
  data: '?allows=billPay',
  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/realTimePaymentEligibleAccounts',
  params: {
  'allows' => 'array[string]'
}, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/realTimePaymentEligibleAccounts', params={
  'allows': [
  "billPay"
]
}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/realTimePaymentEligibleAccounts?allows=billPay");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/realTimePaymentEligibleAccounts", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

List Eligible Real-Time Payment Accounts

GET https://api.apiture.com/banking/realTimePaymentEligibleAccounts

Return a paginated list of a customer's accounts that are eligible for sending or receiving real-time payments based on allowed privileges.

Optionally, an agent can access a business customer's real-time payment eligible accounts when acting on behalf of that business customer via the optional customerId query parameter.

Parameters

Parameter	Description
`allows` `in: query`	`array[string]` (required) Filter the result to accounts that have corresponding `true` values in `account.allows`. For example `?allows=transferTo,transferFrom,view` returns only accounts where `account.allows.transferTo`, `account.allows.transferFrom`, and `account.allows.view` are all `true` for the caller. `unique items` `minItems: 1` `maxItems: 11` `comma-delimited` items: `string` » enum values: `billPay`, `transferFrom`, `transferTo`, `mobileCheckDeposit`, `view`, `viewCards`, `manageCards`, `viewLoanPayoffQuote`, `manageOverdraftProtectionElections`, `realTimePaymentFrom`, `realTimePaymentTo`
`customerId` `in: query`	`resourceId` The optional identifier of a business customer. This is an opaque string. An agent who is operating on behalf of a business can use this to access the resources of that business customer. The agent must have entitlements to act on behalf of the business; if not, the operation returns a 403 Forbidden response. This must match the business' customer ID (not their access ID). For other situations, omit this value. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`start` `in: query`	`string` The location of the next item in the collection. This is an opaque cursor supplied by the API service. Omit this to start at the beginning of the collection. The client does not define this value; the API services automatically pass the `?start=` parameter on the `nextPage_url`. `maxLength: 256` `default: ""` `pattern: "^[-a-zA-Z0-9.,-=_+:;@$]{0,256}$"`
`limit` `in: query`	`integer(int32)` The maximum number of items to return in this paged response. `format: int32` `minimum: 0` `maximum: 1000` `default: 100`

Example responses

200 Response

{
  "start": "1922a8531e8384cfa71b",
  "limit": 100,
  "nextPage_url": "https://production.api.apiture.com/banking/accounts?start=641f62296ecbf1882c84?limit=100?allows=view",
  "count": 6,
  "items": [
    {
      "id": "bf23bc970b78d27691e8",
      "nickname": "Payroll Checking",
      "label": "Payroll Checking *1008",
      "product": {
        "type": "checking",
        "coreType": "DDA",
        "code": "DDA01",
        "label": "Business Checking"
      },
      "maskedNumber": "*1008",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": true,
        "billPay": false,
        "mobileCheckDeposit": true,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    },
    {
      "id": "b78d27691e8bf23bc970",
      "nickname": "College CD",
      "label": "College CD *2017",
      "product": {
        "type": "cd",
        "code": "CDA",
        "coreType": "CD",
        "label": "24 Month CD"
      },
      "maskedNumber": "*2017",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": false,
        "billPay": false,
        "mobileCheckDeposit": false,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    }
  ]
}

Responses

Status	Description
200	OK
	OK. A page from the full list of the customer's accounts that are eligible for sending or receiving real-time payments. This list contains only accounts that the customer is entitled to access. While the `nextPage_url` property is present in the response, the client can fetch the next page of accounts by performing a `GET` on that URL.
	Schema: `accounts`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 422

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

generateVerificationLetter

Code samples

# You can also use wget
curl -X POST https://api.apiture.com/banking/accounts/{accountId}/verificationLetter \
  -H 'Accept: application/pdf' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.apiture.com/banking/accounts/{accountId}/verificationLetter HTTP/1.1
Host: api.apiture.com
Accept: application/pdf

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/pdf',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/verificationLetter',
{
  method: 'POST',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/pdf',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/verificationLetter',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/pdf',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.apiture.com/banking/accounts/{accountId}/verificationLetter',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/pdf',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.apiture.com/banking/accounts/{accountId}/verificationLetter', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/verificationLetter");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/pdf"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.apiture.com/banking/accounts/{accountId}/verificationLetter", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Generate the account verification letter

POST https://api.apiture.com/banking/accounts/{accountId}/verificationLetter

Generate an account verification letter for this internal account, documenting that the banking customer owns the given account.

Until the process of generating the letter has finished, this returns 202 Accepted; the response includes a Retry-After response header with a recommended retry interval in seconds. The client should wait that number of seconds before requesting the verification letter again.

If the letter has been generated for this account, the operation returns 200 OK. The response body is the Base64-encoded account verification letter in PDF format.

This operation returns a 403 Forbidden if the user does not have the account.allows.generateVerificationLetter permission on the account.

Parameters

Parameter	Description
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

202 Response

{}

Responses

Status	Description
200	OK
	OK. The request has succeeded. The response body is the PDF account verification letter for this account.
	Schema: `string`
202	Accepted
	Accepted. The request has been accepted for processing, but the letter generation not been completed. An empty JSON object is returned with the 202 accepted status code.
	Schema: `pendingAccountVerificationLetter`
Header	`Retry-After` `string` `text`
	Indicates an absolute time, in HTTP `date-time` format, UTC or a delay in seconds (a non-negative integer) after which the client may retry the operation. See RFC7231: Retry-After Examples: `Retry-After: 5` `Retry-After: Mon, 03 May 2022 23:59:59 GMT`

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

404 Not Found

Not found. There is no such resource at the request URL.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/notFound/v1.0.0
The resource at the requested URL does not exist. Remediation: Use the URL of an existing resource.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 404

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

generateLoanPayoffQuote

Code samples

# You can also use wget
curl -X POST https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Accept-Language: string' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json
Accept-Language: string

const fetch = require('node-fetch');
const inputBody = '{
  "payoffOn": "2024-07-22"
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Accept-Language':'string',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Accept-Language':'string',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Accept-Language' => 'string',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Accept-Language': 'string',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Accept-Language": []string{"string"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Generate loan payoff quote

POST https://api.apiture.com/banking/accounts/{accountId}/loanPayoffQuote

Generate a quote with the amount and effective date for a loan payoff based on a requested target date.

The effective date may be adjusted from the target date due to banking holidays or other restricted dates.

The amount includes daily accrued interest up to and including the effective payoff date.

This operation is only allowed if the banking customer has the viewLoanPayoffQuote entitlement on the account.

Body parameter

{
  "payoffOn": "2024-07-22"
}

Parameters

Parameter	Description
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`Accept-Language` `in: header`	`string(text)` The weighted language tags which indicate the user's preferred natural language for the localized labels in the response, as per RFC 7231. If no localized data is available that matches the requested language tag, the default US English data is returned. `format: text` `maxLength: 128`
`body`	`loanPayoffQuoteRequest` (required) Data necessary to generate a loan payoff quote.

Example responses

200 Response

{
  "amount": {
    "value": "1000.00",
    "currency": "USD"
  },
  "payoffOn": "2024-07-22",
  "payoffEffectiveOn": "2024-07-22",
  "label": "The payoff amount of $1,0000.00 is valid through Monday, July 22 2024."
}

Responses

Status	Description
200	OK
	OK.
	Schema: `loanPayoffQuote`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

404 Not Found

Not found. There is no such resource at the request URL.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/notFound/v1.0.0
The resource at the requested URL does not exist. Remediation: Use the URL of an existing resource.

Schema: Inline

Status Description

422 Unprocessable Entity

Unprocessable Entity.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.
https://production.api.apiture.com/errors/accountNotActive/v1.0.0
The selected account is not active. Remediation: Select an account that is active.
https://production.api.apiture.com/errors/accountTypeNotEligibleForLoanPayoffQuote/v1.0.0
The account type is not eligible for displaying a loan payoff quote. Remediation: Select an account with the viewLoanPayoffQuote entitlement.
https://production.api.apiture.com/errors/targetLoanPayoffDateInThePast/v1.0.0
The target loan payoff date is in the past. Remediation: Select a target loan payoff date that is today or in the future, up to the maximum allowable loan payoff target date.
https://production.api.apiture.com/errors/targetLoanPayoffDatePastAccountMaturityDate/v1.0.0
The target loan payoff date is past the loan account maturity date. Remediation: Select a target loan payoff date that is before or on the loan account maturity date.
https://production.api.apiture.com/errors/targetLoanPayoffDatePastMaxTargetDate/v1.0.0
The target loan payoff date is past the maximum allowable loan payoff target date. Remediation: Select a target loan payoff date that is before or on the maximum allowable loan payoff target date.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 404

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Peer Accounts

listPeerAccounts

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/peerAccounts \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/peerAccounts HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/peerAccounts',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/peerAccounts',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/peerAccounts',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/peerAccounts', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/peerAccounts");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/peerAccounts", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Return a collection of peer accounts

GET https://api.apiture.com/banking/peerAccounts

Return a list of the peer accounts owned by the banking customer/member.

Note: the default response includes peer accounts in all states. To list only active accounts use the ?state=active filter.

Parameters

Parameter	Description
`state` `in: query`	`array[string]` Return only peer accounts which are in any of the listed states. For example, with `?state=active`, the list includes only peer accounts where `peerAccount.state` is `"active"`. `unique items` `minItems: 1` `maxItems: 3` `pipe-delimited` items: `string` » enum values: `active`, `archived`
`allows` `in: query`	`array[object]` Return only peer accounts which have all the listed permissions. For example, with `?allows=transferFrom,transferTo`, the list includes only peer accounts where `peerAccount.allows.transferFrom` is `true` and `peerAccount.allows.transferTo` is `true`. `unique items` `minItems: 1` `maxItems: 4` `comma-delimited` items: `object`

Example responses

200 Response

{
  "maximumPeerAccounts": 15,
  "totalCount": 2,
  "items": [
    {
      "id": "211683072e1d6c05d9bb",
      "firstName": "Phil",
      "lastName": "Chase",
      "nickname": "Phil's checking",
      "label": "Phil's checking",
      "state": "active",
      "type": "checking",
      "createdAt": "2024-03-21T07:56:02.375Z"
    },
    {
      "id": "5a7a84543f3328c96389",
      "firstName": "Sally",
      "lastName": "Chase",
      "nickname": "Sally's savings",
      "label": "Sally's savings",
      "state": "active",
      "type": "savings",
      "createdAt": "2024-03-21T07:56:02.375Z"
    }
  ]
}

Responses

Status	Description
200	OK
	OK.
	Schema: `peerAccounts`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 422

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

createPeerAccount

Code samples

# You can also use wget
curl -X POST https://api.apiture.com/banking/peerAccounts \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.apiture.com/banking/peerAccounts HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json

const fetch = require('node-fetch');
const inputBody = '{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "creditUnion": {
    "fullMemberNumber": "4002",
    "suffix": "C001"
  }
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/peerAccounts',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/peerAccounts',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.apiture.com/banking/peerAccounts',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.apiture.com/banking/peerAccounts', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/peerAccounts");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.apiture.com/banking/peerAccounts", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Create a new peer account

POST https://api.apiture.com/banking/peerAccounts

Create a new peer account.

Body parameter

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "creditUnion": {
    "fullMemberNumber": "4002",
    "suffix": "C001"
  }
}

Parameters

Parameter	Description
`body`	`newPeerAccount` (required) The data necessary to create a new peer account.

Example responses

201 Response

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "id": "211683072e1d6c05d9bb",
  "label": "Phil's checking",
  "state": "active",
  "creditUnion": {
    "maskedMemberNumber": "*02",
    "suffix": "C001"
  },
  "allows": {
    "transferTo": true,
    "transferFrom": false,
    "delete": false,
    "archive": true,
    "patch": true,
    "replace": true
  },
  "createdAt": "2024-03-21T07:56:02.375Z",
  "hasPendingTransfers": true,
  "hasFailedTransfers": false
}

Responses

Status	Description
201	Created
	Created.
	Schema: `peerAccount`
Header	`Location` `string` `uri-reference`
	The URI of the new peer account.

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

409 Conflict

Conflict. The operation may fail with a duplicatePeerAccount problem type if the financial institution policy disallows duplicate peer accounts.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/duplicatePeerAccount/v1.0.0
The customer already has a peer account which matches the given data. Remediation: Enter data for an unique account.

Schema: problemResponse

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.
https://production.api.apiture.com/errors/noSuchPeerAccount/v1.0.0
There is no such peer account at the financial institution for the given data. Remediation: Provide the account holder name and account numbers for an active account.
https://production.api.apiture.com/errors/maximumNumberOfPeerAccountsReached/v1.0.0
The customer/member has reached the maximum number of peer accounts. Remediation: Instruct the customer to delete an existing peer account.
https://production.api.apiture.com/errors/invalidPeerAccountInstitutionData/v1.0.0
The caller passed bank properties when the institution is a credit union, or passed credit union data when the institution is a bank, or the caller passed both or neither. Remediation: Pass bank only when the institution is a bank, and pass creditUnion only when the institution is a credit union.
https://production.api.apiture.com/errors/duplicatePeerAccountNickname/v1.0.0
The customer already has a peer account with the given nickname. Remediation: Enter a unique nickname for the account.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

getPeerAccount

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/peerAccounts/{peerAccountId} \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/peerAccounts/{peerAccountId} HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/peerAccounts/{peerAccountId}', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/peerAccounts/{peerAccountId}");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/peerAccounts/{peerAccountId}", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Fetch a representation of this peer account

GET https://api.apiture.com/banking/peerAccounts/{peerAccountId}

Return the JSON representation of this peer account resource.

Parameters

Parameter	Description
`unmasked` `in: query`	`boolean` When requesting a peer account, the full account number or full member number is not included in the response by default, for security reasons. Include this query parameter with a value of `true` to request that the response body includes the full account number (for bank accounts) or full member number (for credit unions). Such requests are auditable. `default: false`
`peerAccountId` `in: path`	`resourceId` (required) The unique identifier of this peer account. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "id": "211683072e1d6c05d9bb",
  "label": "Phil's checking",
  "state": "active",
  "creditUnion": {
    "maskedMemberNumber": "*02",
    "suffix": "C001"
  },
  "allows": {
    "transferTo": true,
    "transferFrom": false,
    "delete": false,
    "archive": true,
    "patch": true,
    "replace": true
  },
  "createdAt": "2024-03-21T07:56:02.375Z",
  "hasPendingTransfers": true,
  "hasFailedTransfers": false
}

Responses

Status	Description
200	OK
	OK.
	Schema: `peerAccount`

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such peer account resource at the specified `{peerAccountId}`.
	Schema: `problemResponse`

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

patchPeerAccount

Code samples

# You can also use wget
curl -X PATCH https://api.apiture.com/banking/peerAccounts/{peerAccountId} \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

PATCH https://api.apiture.com/banking/peerAccounts/{peerAccountId} HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json

const fetch = require('node-fetch');
const inputBody = '{
  "nickname": "Martin's college allowance checking"
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
{
  method: 'PATCH',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
  method: 'patch',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.patch 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.patch('https://api.apiture.com/banking/peerAccounts/{peerAccountId}', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/peerAccounts/{peerAccountId}");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("PATCH");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("PATCH", "https://api.apiture.com/banking/peerAccounts/{peerAccountId}", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Patch a peer account.

PATCH https://api.apiture.com/banking/peerAccounts/{peerAccountId}

Patch mutable properties of a peer account. Only the nickname is mutable.

Changing the account identification properties (first/last name, account type, bank.fullAccountNumber or creditUnion.fullMemberNumber or suffix) is not supported. Instead, use replacePeerAccount to replace this peer account with a new peer account with the new account identification properties.

Body parameter

{
  "nickname": "Martin's college allowance checking"
}

Parameters

Parameter	Description
`body`	`peerAccountPatch` (required) The patch to apply to this peer account.
`peerAccountId` `in: path`	`resourceId` (required) The unique identifier of this peer account. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "id": "211683072e1d6c05d9bb",
  "label": "Phil's checking",
  "state": "active",
  "creditUnion": {
    "maskedMemberNumber": "*02",
    "suffix": "C001"
  },
  "allows": {
    "transferTo": true,
    "transferFrom": false,
    "delete": false,
    "archive": true,
    "patch": true,
    "replace": true
  },
  "createdAt": "2024-03-21T07:56:02.375Z",
  "hasPendingTransfers": true,
  "hasFailedTransfers": false
}

Responses

Status	Description
200	OK
	OK.
	Schema: `peerAccount`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such peer account resource at the specified `{peerAccountId}`.
	Schema: `problemResponse`

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.
https://production.api.apiture.com/errors/noSuchPeerAccount/v1.0.0
There is no such peer account at the financial institution for the given data. Remediation: Provide the account holder name and account numbers for an active account.
https://production.api.apiture.com/errors/maximumNumberOfPeerAccountsReached/v1.0.0
The customer/member has reached the maximum number of peer accounts. Remediation: Instruct the customer to delete an existing peer account.
https://production.api.apiture.com/errors/invalidPeerAccountInstitutionData/v1.0.0
The caller passed bank properties when the institution is a credit union, or passed credit union data when the institution is a bank, or the caller passed both or neither. Remediation: Pass bank only when the institution is a bank, and pass creditUnion only when the institution is a credit union.
https://production.api.apiture.com/errors/duplicatePeerAccountNickname/v1.0.0
The customer already has a peer account with the given nickname. Remediation: Enter a unique nickname for the account.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

deletePeerAccount

Code samples

# You can also use wget
curl -X DELETE https://api.apiture.com/banking/peerAccounts/{peerAccountId} \
  -H 'Accept: application/problem+json' \
  -H 'Authorization: Bearer {access-token}'

DELETE https://api.apiture.com/banking/peerAccounts/{peerAccountId} HTTP/1.1
Host: api.apiture.com
Accept: application/problem+json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/problem+json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
{
  method: 'DELETE',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/problem+json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
  method: 'delete',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/problem+json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.delete 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/problem+json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.delete('https://api.apiture.com/banking/peerAccounts/{peerAccountId}', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/peerAccounts/{peerAccountId}");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("DELETE");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/problem+json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("DELETE", "https://api.apiture.com/banking/peerAccounts/{peerAccountId}", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Delete this peer account resource

DELETE https://api.apiture.com/banking/peerAccounts/{peerAccountId}

Delete this peer account resource. Deletion is only allowed if peerAccount.allows.delete is true. Use archivePeerAccount to indicate a peer account should not be used for future transfers.

Parameters

Parameter	Description
`peerAccountId` `in: path`	`resourceId` (required) The unique identifier of this peer account. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

401 Response

{
  "id": "3fbad566-be86-4b22-9ba6-3ca99fdc0799",
  "type": "https://production.api.apiture.com/errors/unauthorized/v1.0.0",
  "title": "Unauthorized",
  "status": 401,
  "occurredAt": "2022-04-25T12:42:21.375Z",
  "detail": "The request lacks valid authentication credentials",
  "instance": "https://production.api.apiture.com/banking/transfers/bb709151-575041fcd617"
}

409 Response

{
  "id": "3fbad566-be86-4b22-9ba6-3ca99fdc0799",
  "type": "https://production.api.apiture.com/errors/cannotDeletePeerAccount/v1.0.0",
  "title": "Conflict",
  "status": 409,
  "occurredAt": "2024-03-21T10:43:14.375Z",
  "detail": "The caller cannot delete a peer account that is in use in pending transfers.",
  "instance": "https://production.api.apiture.com/banking/peerAccounts/676dc7534d3c8d0e77ac"
}

{
  "id": "3fbad566-be86-4b22-9ba6-3ca99fdc0799",
  "type": "https://production.api.apiture.com/errors/cannotDeletePeerAccount/v1.0.0",
  "title": "Conflict",
  "status": 409,
  "occurredAt": "2024-03-21T10:43:14.375Z",
  "detail": "The caller cannot delete a peer account that is in use in pending transfers.",
  "instance": "https://production.api.apiture.com/banking/peerAccounts/676dc7534d3c8d0e77ac"
}

Responses

Status	Description
204	No Content
	No Content. The operation succeeded but returned no response body.

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such peer account resource at the specified `{peerAccountId}`.
	Schema: `problemResponse`

Status Description

409 Conflict

Conflict. The caller may not delete the peer account.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/cannotDeletePeerAccount/v1.0.0
The caller cannot delete a peer account that is in use in pending transfers. Remediation: Cancel the transfers that use this peer account, or archive the account.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Peer Account Actions

Actions on Peer Accounts

replacePeerAccount

Code samples

# You can also use wget
curl -X POST https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json

const fetch = require('node-fetch');
const inputBody = '{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "creditUnion": {
    "fullMemberNumber": "4002",
    "suffix": "C001"
  }
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Replace this peer account with a revised peer account.

POST https://api.apiture.com/banking/peerAccounts/{peerAccountId}/replacement

Key account identifying attributes of a peer account are not mutable; patchPeerAccount only allows changing the nickname. Instead of mutating a peer account, this operation replaces an active peer account with a revised instance based on properties in the request body. The replacement is a 1-to-1 copy of the source peer account and its nested objects, with properties provided in the request body replacing corresponding properties in the source peer account as per JSON Merge Patch (RFC 7386) semantics. The replacement peer account is assigned unique id.

Note: This operation deletes the source peer account at /peerAccounts/{peerAccountId} if allows.delete is true, otherwise this archives the source peer account.

Note: Any historical transfers or banking event history items remain associated with the source archived peer account, not the replacement. Any pending transfers are updated with the replacement peer account.

Body parameter

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "creditUnion": {
    "fullMemberNumber": "4002",
    "suffix": "C001"
  }
}

Parameters

Parameter	Description
`body`	`peerAccountReplacement` (required) The patch to apply to this peer account.
`peerAccountId` `in: path`	`resourceId` (required) The unique identifier of this peer account. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

201 Response

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "id": "211683072e1d6c05d9bb",
  "label": "Phil's checking",
  "state": "active",
  "creditUnion": {
    "maskedMemberNumber": "*02",
    "suffix": "C001"
  },
  "allows": {
    "transferTo": true,
    "transferFrom": false,
    "delete": false,
    "archive": true,
    "patch": true,
    "replace": true
  },
  "createdAt": "2024-03-21T07:56:02.375Z",
  "hasPendingTransfers": true,
  "hasFailedTransfers": false
}

Responses

Status	Description
201	Created
	Created. A replacement peer account was created. The replacement peer account is returned in the response body.
	Schema: `peerAccount`
Header	`Location` `string` `uri-reference`
	The URI of the new (replacement) peer account.

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such peer account resource at the specified `{peerAccountId}`.
	Schema: `problemResponse`

Status Description

409 Conflict

Conflict. The operation may fail with a duplicatePeerAccount problem type if the financial institution policy disallows duplicate peer accounts.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/duplicatePeerAccount/v1.0.0
The customer already has a peer account which matches the given data. Remediation: Enter data for an unique account.

Schema: problemResponse

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.
https://production.api.apiture.com/errors/noSuchPeerAccount/v1.0.0
There is no such peer account at the financial institution for the given data. Remediation: Provide the account holder name and account numbers for an active account.
https://production.api.apiture.com/errors/invalidPeerAccountInstitutionData/v1.0.0
The caller passed bank properties when the institution is a credit union, or passed credit union data when the institution is a bank, or the caller passed both or neither. Remediation: Pass bank only when the institution is a bank, and pass creditUnion only when the institution is a credit union.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

archivePeerAccount

Code samples

# You can also use wget
curl -X POST https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived',
{
  method: 'POST',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Archive a peer account

POST https://api.apiture.com/banking/peerAccounts/{peerAccountId}/archived

Archive a peer account. This changes the state of the peer account to archived. The response is the updated representation of the peer account. This operation is idempotent: no changes are made if the peer account is already archived.

Note: to exclude archived peer accounts in the listPeerAccounts response, use the ?state=active filter.

Parameters

Parameter	Description
`peerAccountId` `in: path`	`resourceId` (required) The unique identifier of this peer account. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "id": "211683072e1d6c05d9bb",
  "label": "Phil's checking",
  "state": "active",
  "creditUnion": {
    "maskedMemberNumber": "*02",
    "suffix": "C001"
  },
  "allows": {
    "transferTo": true,
    "transferFrom": false,
    "delete": false,
    "archive": true,
    "patch": true,
    "replace": true
  },
  "createdAt": "2024-03-21T07:56:02.375Z",
  "hasPendingTransfers": true,
  "hasFailedTransfers": false
}

Responses

Status	Description
200	OK
	OK. The operation succeeded. The peer account was updated and its `state` changed to `archived`.
	Schema: `peerAccount`

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

404 Not Found

Not found. There is no such resource at the request URL.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/notFound/v1.0.0
The resource at the requested URL does not exist. Remediation: Use the URL of an existing resource.

Schema: Inline

Status Description

409 Conflict

Conflict. The request conflicts with the state of the application.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/conflict/v1.0.0
The request could not be completed due to a conflict with the current state of the target resource. Remediation: Try another operation that is allowed.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 404

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Account Joint Owners

listAccountJointOwners

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/accounts/{accountId}/jointOwners \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/accounts/{accountId}/jointOwners HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/jointOwners',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/jointOwners',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/accounts/{accountId}/jointOwners',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/accounts/{accountId}/jointOwners', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/jointOwners");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/accounts/{accountId}/jointOwners", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Return a collection of account joint owners

GET https://api.apiture.com/banking/accounts/{accountId}/jointOwners

Return a collection of account joint owners. The user must have the account.manageJointOwners permission to use this operation.

Parameters

Parameter	Description
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "items": [
    {
      "id": "db821618461ade2c5e45",
      "name": "Max Pike"
    },
    {
      "id": "1ef8f2bdfc729ea2b80b",
      "name": "Sam K. Pike"
    }
  ]
}

Responses

Status	Description
200	OK
	OK.
	Schema: `accountJointOwners`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

404 Not Found

Not found. There is no such resource at the request URL.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/notFound/v1.0.0
The resource at the requested URL does not exist. Remediation: Use the URL of an existing resource.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 404

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

createJointOwnerInvitation

Code samples

# You can also use wget
curl -X POST https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json

const fetch = require('node-fetch');
const inputBody = '{
  "firstName": "Mary",
  "lastName": "Jones",
  "taxId": "3333",
  "sharedSecret": "obsolete obese octopus",
  "emailAddress": "Mary.Jones@example.com",
  "birthdate": "2000-04-10"
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Invite a joint owner

POST https://api.apiture.com/banking/accounts/{accountId}/jointOwnerInvitations

Create and send an invitation to another person to become a joint owner of the account. The invitation will be sent to the invitee's email address. The invitation directs the invitee to a web page to verify and accept the invitation, and if necessary, enroll in digital banking.

The authenticated user must have the account.allows.manageJointOwners permission to use this operation.

Body parameter

{
  "firstName": "Mary",
  "lastName": "Jones",
  "taxId": "3333",
  "sharedSecret": "obsolete obese octopus",
  "emailAddress": "Mary.Jones@example.com",
  "birthdate": "2000-04-10"
}

Parameters

Parameter	Description
`body`	`newJointOwnerInvitation` (required) Data necessary to invite a joint owner.
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "id": "db4f580290d3e07bf55d",
  "firstName": "Mary",
  "lastName": "Jones",
  "taxId": "3333",
  "sharedSecret": "obsolete obese octopus",
  "emailAddress": "Mary.Jones@example.com",
  "birthdate": "2000-04-10"
}

Responses

Status	Description
200	OK
	OK.
	Schema: `jointOwnerInvitation`
Header	`Location` `string` `uri-reference`
	The URI of the new invitation resource.

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such banking account resource at the specified `{accountId}`. The response body contains details about the request error.
	Schema: `problemResponse`

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 422

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Overdraft Protection

Overdraft Protection Settings

listEligibleOverdraftAccounts

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

List Eligible Overdraft Accounts

GET https://api.apiture.com/banking/accounts/{accountId}/eligibleOverdraftAccounts

Return a paginated list of a customer's accounts that are eligible to serve as overdraft protection accounts for the given account. An overdraft protection account is a deposit account that the financial institution can transfer funds from to prevent the account balance from going negative and incurring non-sufficient funds fees.

The user must have the allows.manageOverdraftAccounts permission on the account to use this operation.

To obtain available balances for these accounts, use listAccountBalances.

Parameters

Parameter	Description
`start` `in: query`	`string` The location of the next item in the collection. This is an opaque cursor supplied by the API service. Omit this to start at the beginning of the collection. The client does not define this value; the API services automatically pass the `?start=` parameter on the `nextPage_url`. `maxLength: 256` `default: ""` `pattern: "^[-a-zA-Z0-9.,-=_+:;@$]{0,256}$"`
`limit` `in: query`	`integer(int32)` The maximum number of items to return in this paged response. `format: int32` `minimum: 0` `maximum: 1000` `default: 100`
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "start": "1922a8531e8384cfa71b",
  "limit": 100,
  "nextPage_url": "https://production.api.apiture.com/banking/accounts/f204d292df9fb/eligibleOverdraftAccounts?start=641f62296ecbf1882c84?limit=100",
  "items": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ],
  "maximumOverdraftAccounts": 1
}

Responses

Status	Description
200	OK
	OK. A page from the full list of the customer's eligible overdraft accounts. This list contains only accounts that the customer is entitled to access. While the `nextPage_url` property is present in the response, the client can fetch the next page of accounts by performing a `GET` on that URL.
	Schema: `eligibleOverdraftAccounts`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such banking account resource at the specified `{accountId}`. The response body contains details about the request error.
	Schema: `problemResponse`

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request body and/or query parameters were well-formed but otherwise invalid.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 422

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

getOverdraftProtectionPolicies

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/overdraftProtectionPolicies \
  -H 'Accept: application/json' \
  -H 'API-Key: API_KEY'

GET https://api.apiture.com/banking/overdraftProtectionPolicies HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'API-Key':'API_KEY'

};

fetch('https://api.apiture.com/banking/overdraftProtectionPolicies',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'API-Key':'API_KEY'

};

$.ajax({
  url: 'https://api.apiture.com/banking/overdraftProtectionPolicies',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'API-Key' => 'API_KEY'
}

result = RestClient.get 'https://api.apiture.com/banking/overdraftProtectionPolicies',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'API-Key': 'API_KEY'
}

r = requests.get('https://api.apiture.com/banking/overdraftProtectionPolicies', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/overdraftProtectionPolicies");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "API-Key": []string{"API_KEY"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/overdraftProtectionPolicies", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

~~Return the financial institution's overdraft protection election policies.~~

~~GET https://api.apiture.com/banking/overdraftProtectionPolicies~~

deprecated
Return the financial institution's policies that govern how the banking customer change elections (can opt in or opt out) of overdraft protection plans for their accounts. The policies apply to all banking products for which the financial institution offers overdraft protection plans.
Warning: The operation getOverdraftProtectionPolicies was deprecated on version v0.41.0 of the API. Use getProductOverdraftProtectionPolicies in Banking Products API instead. getOverdraftProtectionPolicies will be removed on version v0.50.0 of the API.

Example responses

200 Response

{
  "secondaryOffered": true,
  "secondaryIndependentOfPrimary": true,
  "secondaryElectionRequiresPrimaryElection": true,
  "primaryWithdrawalRequiresSecondaryWithdrawal": true
}

Responses

Status	Description
200	OK
	OK.
	Schema: `overdraftProtectionPolicies`

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

setOverdraftProtectionElections

Code samples

# You can also use wget
curl -X POST https://api.apiture.com/banking/overdraftProtectionElections \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.apiture.com/banking/overdraftProtectionElections HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json

const fetch = require('node-fetch');
const inputBody = '{
  "items": [
    {
      "id": "4b350c7462d9722b94ef",
      "primary": true,
      "secondary": true
    },
    {
      "id": "15de200607a00c8a2aef",
      "primary": false,
      "secondary": false
    }
  ]
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/overdraftProtectionElections',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/overdraftProtectionElections',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.apiture.com/banking/overdraftProtectionElections',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.apiture.com/banking/overdraftProtectionElections', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/overdraftProtectionElections");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.apiture.com/banking/overdraftProtectionElections", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Update overdraft protection elections for one or more accounts

POST https://api.apiture.com/banking/overdraftProtectionElections

Update overdraft protection elections (opt-in or opt out) for one or more banking accounts. The operation fails (403 Forbidden) if the authorized caller does not have access to manage overdraft protection elections to all of the accounts in the request. (Note: Only use this operation for accounts returned from listAccounts with ?allows= query that includes manageOverdraftProtectionElections; the operation failed with a 403 Forbidden if the request includes accounts without that permission.)

This operation is idempotent: no changes are made if the valid overdraft elections for each account already match the request (returns 200 OK).

Body parameter

{
  "items": [
    {
      "id": "4b350c7462d9722b94ef",
      "primary": true,
      "secondary": true
    },
    {
      "id": "15de200607a00c8a2aef",
      "primary": false,
      "secondary": false
    }
  ]
}

Parameters

Parameter	Description
`body`	`bulkAccountOverdraftProtectionElectionsUpdate` (required) The updated overdraft account elections.

Example responses

200 Response

{
  "items": [
    {
      "id": "4b350c7462d9722b94ef",
      "primary": {
        "election": true,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      },
      "secondary": {
        "election": false,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      }
    },
    {
      "id": "15de200607a00c8a2aef",
      "primary": {
        "election": true,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      },
      "secondary": {
        "election": true,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      }
    }
  ]
}

Responses

Status	Description
200	OK
	OK. All account primary and secondary overdraft protection plan election changes in the request have been updated.
	Schema: `accountOverdraftProtectionElectionsList`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

422 Unprocessable Entity

Unprocessable Entity.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unprocessableEntity/v1.0.0
The syntax of the request entity is correct but was unable to process the contained instructions. Remediation: Provide a semantically correct request.
https://production.api.apiture.com/errors/invalidAccountIds/v1.0.0
One or more account IDs are invalid and do not correspond to accounts. Remediation: Remove the invalid account IDs from the request and try again. The attributes object in the error may have the properties defined for invalidAccountIds.
https://production.api.apiture.com/errors/duplicateOverdraftAccountIds/v1.0.0
The id values in the request list the same account id more than once. Remediation: Use eligible unique accounts only.
https://production.api.apiture.com/errors/primaryOverdraftProtectionNotAvailable/v1.0.0
The caller requested a change to the primary overdraft protection election, but the financial institution does not offer a primary overdraft protection plan for the given account. Remediation: Only change primary overdraft protection elections for accounts that already have a primary election.
https://production.api.apiture.com/errors/secondaryOverdraftProtectionNotAvailable/v1.0.0
The caller requested a change to the secondary overdraft protection election, but the financial institution does not offer a secondary overdraft protection plan for the given account. Remediation: Only change secondary overdraft protection elections for accounts that already have a secondary election.
https://production.api.apiture.com/errors/overdraftElectionsViolatesPolicies/v1.0.0
One or mode of the requested the primary and secondary overdraft protection elections violate the financial institution's policies. Remediation: Update the election(s) to conform to the financial institution policies, available via the getOverdraftProtectionPolicies operation.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

getOverdraftProtection

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Fetch a representation of the account's overdraft protection settings

GET https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection

Return the JSON representation of this account's overdraft protection settings.

Parameters

Parameter	Description
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "maximumOverdraftAccounts": 1,
  "accounts": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ],
  "elections": {
    "primary": {
      "election": true,
      "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
    },
    "secondary": {
      "election": false
    }
  }
}

Responses

Status	Description
200	OK
	OK.
	Schema: `overdraftProtection`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

404 Not Found

Unprocessable Entity. There is no such banking account resource at the specified account {id}, the caller does not have access to that account, or that account is not eligible, or there are duplicate items. The response body contains details about the request error.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/invalidAccountId/v0.2.0
The named accountId does not exist or the user is not entitled to access the account. Remediation: Pass the id of an existing account the caller has access to.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

patchOverdraftAccounts

Code samples

# You can also use wget
curl -X PATCH https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

PATCH https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json

const fetch = require('node-fetch');
const inputBody = '{
  "items": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ]
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection',
{
  method: 'PATCH',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection',
  method: 'patch',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.patch 'https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.patch('https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("PATCH");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("PATCH", "https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Update the overdraft accounts

PATCH https://api.apiture.com/banking/accounts/{accountId}/overdraftProtection

Perform a partial update of the overdraft accounts. Only fields in the request body are updated on the resource; fields which are omitted are not updated. To add, replace, or remove an overdraft account, add, replace, or remove the corresponding account item from the items array. Only the account id in the items is significant.

The user must have the allows.manageOverdraftAccounts permission on the account to use this operation.

Body parameter

{
  "items": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ]
}

Parameters

Parameter	Description
`body`	`overdraftProtectionPatch` (required) The replacement overdraft accounts.
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "maximumOverdraftAccounts": 1,
  "accounts": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ],
  "elections": {
    "primary": {
      "election": true,
      "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
    },
    "secondary": {
      "election": false
    }
  }
}

Responses

Status	Description
200	OK
	OK.
	Schema: `overdraftProtection`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status	Description
404	Not Found
	Not Found. There is no such banking account resource at the specified `{accountId}`. The response body contains details about the request error.
	Schema: `problemResponse`

Status Description

422 Unprocessable Entity

This error response may have one of the following type values:

https://production.api.apiture.com/errors/invalidAccountId/v0.2.0
The named accountId does not exist or the user is not entitled to access the account. Remediation: Pass the id of an existing account the caller has access to.
https://production.api.apiture.com/errors/tooManyOverdraftAccounts/v1.0.0
The items in the request contains more than maximumOverdraftAccounts items. Remediation: Specify at most maximumOverdraftAccounts items in the request.
https://production.api.apiture.com/errors/overdraftAccountNotEligible/v1.0.0
The named account is not eligible as an overdraft protection account. Remediation: Use an account from the listEligibleOverdraftAccounts response for the protected account.
https://production.api.apiture.com/errors/duplicateOverdraftAccounts/v1.0.0
The items in the request list the same account id more than once. Remediation: Use eligible unique accounts only.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Account CD Settings

Account CD Renewal Settings

getCdSettings

Code samples

# You can also use wget
curl -X GET https://api.apiture.com/banking/accounts/{accountId}/cdSettings \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.apiture.com/banking/accounts/{accountId}/cdSettings HTTP/1.1
Host: api.apiture.com
Accept: application/json

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/cdSettings',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/cdSettings',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.apiture.com/banking/accounts/{accountId}/cdSettings',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.apiture.com/banking/accounts/{accountId}/cdSettings', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/cdSettings");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.apiture.com/banking/accounts/{accountId}/cdSettings", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Return an account's CD settings

GET https://api.apiture.com/banking/accounts/{accountId}/cdSettings

Return an account's CD settings. This operation is only available if the account's type is cd and the caller has the allows.view permission for the account.

Parameters

Parameter	Description
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "maturesAt": "2023-10-30T08:00:00.000Z",
  "term": "P6M",
  "maturityPolicy": "transferPrincipalAndInterest",
  "transferAccount": {
    "id": "e821ce54-c715",
    "label": "Premiere Checking *6789",
    "type": "checking",
    "location": "internal"
  },
  "inDebitGracePeriod": true,
  "inCreditGracePeriod": true,
  "debitGracePeriodStartsOn": "2023-11-01",
  "creditGracePeriodStartsOn": "2023-11-01",
  "debitGracePeriodEndsOn": "2023-11-11",
  "creditGracePeriodEndsOn": "2023-11-11"
}

Responses

Status	Description
200	OK
	OK.
	Schema: `cdAccountSettings`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

404 Not Found

Not found. There is no such resource at the request URL.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/notFound/v1.0.0
The resource at the requested URL does not exist. Remediation: Use the URL of an existing resource.

Schema: Inline

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 404

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

patchCdSettings

Code samples

# You can also use wget
curl -X PATCH https://api.apiture.com/banking/accounts/{accountId}/cdSettings \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

PATCH https://api.apiture.com/banking/accounts/{accountId}/cdSettings HTTP/1.1
Host: api.apiture.com
Content-Type: application/json
Accept: application/json

const fetch = require('node-fetch');
const inputBody = '{
  "maturityPolicy": "transferPrincipalAndInterest",
  "transferAccount": {
    "id": "e821ce54-c715",
    "label": "Premiere Checking *6789",
    "type": "checking",
    "location": "internal"
  }
}';
const headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.apiture.com/banking/accounts/{accountId}/cdSettings',
{
  method: 'PATCH',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

var headers = {
  'Content-Type':'application/json',
  'Accept':'application/json',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.apiture.com/banking/accounts/{accountId}/cdSettings',
  method: 'patch',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/json',
  'Accept' => 'application/json',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.patch 'https://api.apiture.com/banking/accounts/{accountId}/cdSettings',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/json',
  'Accept': 'application/json',
  'Authorization': 'Bearer {access-token}'
}

r = requests.patch('https://api.apiture.com/banking/accounts/{accountId}/cdSettings', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.apiture.com/banking/accounts/{accountId}/cdSettings");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("PATCH");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/json"},
        "Accept": []string{"application/json"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("PATCH", "https://api.apiture.com/banking/accounts/{accountId}/cdSettings", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Update an account's CD settings

PATCH https://api.apiture.com/banking/accounts/{accountId}/cdSettings

Update an account's CD settings. This operation is only available if the account's type is cd and the caller has the allows.edit permission for the account.

Body parameter

{
  "maturityPolicy": "transferPrincipalAndInterest",
  "transferAccount": {
    "id": "e821ce54-c715",
    "label": "Premiere Checking *6789",
    "type": "checking",
    "location": "internal"
  }
}

Parameters

Parameter	Description
`body`	`cdAccountSettingsPatch` (required) Mutable CD settings.
`accountId` `in: path`	`resourceId` (required) The unique identifier of this account resource. This is an opaque string. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

Example responses

200 Response

{
  "maturesAt": "2023-10-30T08:00:00.000Z",
  "term": "P6M",
  "maturityPolicy": "transferPrincipalAndInterest",
  "transferAccount": {
    "id": "e821ce54-c715",
    "label": "Premiere Checking *6789",
    "type": "checking",
    "location": "internal"
  },
  "inDebitGracePeriod": true,
  "inCreditGracePeriod": true,
  "debitGracePeriodStartsOn": "2023-11-01",
  "creditGracePeriodStartsOn": "2023-11-01",
  "debitGracePeriodEndsOn": "2023-11-11",
  "creditGracePeriodEndsOn": "2023-11-11"
}

Responses

Status	Description
200	OK
	OK.
	Schema: `cdAccountSettings`

Status Description

400 Bad Request

Bad Request. The request body, request headers, and/or query parameters are not well-formed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/badRequest/v1.0.0
The request body and/or parameters was not well-formed. Remediation: Correct any syntax or schema errors in the request body or parameters.

Schema: Inline

Status Description

401 Unauthorized

Unauthorized. The operation requires authentication but no authentication or insufficient authentication was given.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/unauthorized/v1.0.0
The request lacks valid authentication credentials for the target resource or operation. Remediation: Authenticate the user and pass the required authorization with the request.

Schema: Inline

Status Description

403 Forbidden

Forbidden. The authenticated caller is not authorized to perform the requested operation.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/forbidden/v1.0.0
The user or agent is not allowed to perform this operation; authentication credentials were provided in the request, but the server considers them insufficient to grant access. Remediation: Check the user's permissions and entitlements before attempting the operation.
https://production.api.apiture.com/errors/customerDisabled/v1.0.0
The customer is disabled. Remediation: Have the customer contact the financial institution for support.
https://production.api.apiture.com/errors/antiMalwareRequired/v1.0.0
The financial institution requires the customer to have anti-malware software installed. Remediation: Direct the user to the software requirements guide to install the correct anti-malware software.
https://production.api.apiture.com/errors/modificationForbidden/v1.0.0
The customer is properly authenticated but not authorized to create, modify, or delete resources. Remediation: Avoid modification operation for customers with read-only authorization.
https://production.api.apiture.com/errors/challengeRequired/v1.0.0
The operation requires the customer to complete an identity challenge. Remediation: Complete the challenge as per the problem response, and add an additional Challenge header to the call. The attributes object in the error may have the properties defined by the requiredIdentityChallenge schema.
https://production.api.apiture.com/errors/challengeBlocked/v1.0.0
The user has failed challenges too many times and is blocked from attempting more or performing operations which require additional authentication. Remediation: Have the user end their login session and login again.
https://production.api.apiture.com/errors/noIdentityChallengeFactors/v1.0.0
This operation requires an identity challenge, but the user does not have the necessary registered authentication factors. Remediation: Have the user register one or more challenge security code delivery factors.
https://production.api.apiture.com/errors/invalidIdentityChallengeHeader/v1.0.0
The additional on-time Challenge header in this request is expired, already used, or otherwise invalid. Remediation: Supply a valid, unexpired, unclaimed Challenge header in the request.

Schema: Inline

Status Description

404 Not Found

Not found. There is no such resource at the request URL.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/notFound/v1.0.0
The resource at the requested URL does not exist. Remediation: Use the URL of an existing resource.

Schema: Inline

Status Description

422 Unprocessable Entity

Unprocessable Entity. The request was well-formed but the data cannot be processed.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/cdMaturityTransferAccountAndProductAreMutuallyExclusive/v1.0.0
CD maturity may only specify a transfer account or a transfer product, not both. Remediation: Set only one of a transfer account or a transfer product.
https://production.api.apiture.com/errors/noSuchRolloverProduct/v1.0.0
The rollover product does not exist. Remediation: Select an active CD rollover product that meets the balance and other requirements.
https://production.api.apiture.com/errors/invalidRolloverProduct/v1.0.0
The selected rollover product is not eligible for CD rollover. Remediation: Select an active CD rollover product that meets the balance and other requirements.
https://production.api.apiture.com/errors/noSuchCdMaturityTransferProduct/v1.0.0
The selected transfer product ID does not match an existing product. Remediation: Select a deposit product that is eligible for new account creation and funding transfer.
https://production.api.apiture.com/errors/noSuchCdMaturityTransferAccount/v1.0.0
The selected transfer account ID does not match an existing account. Remediation: Select a deposit account that is eligible for debit transfers for the current user.
https://production.api.apiture.com/errors/invalidCdMaturityTransferAccount/v1.0.0
The selected transfer account ID does not match an existing account. Remediation: Select a deposit account that is eligible for debit transfers for the current user.

Schema: problemResponse

Status Description

429 Too Many Requests

Too Many Requests. The client has sent too many requests in a given amount of time.

This error response may have one of the following type values:

https://production.api.apiture.com/errors/tooManyRequests/v1.0.0
The client has sent too many requests in a given amount of time, exceeding rate limiting. Remediation: Slow down the rate of API calls.

Schema: Inline

Status	Description
4XX	Unknown
	Client Request Problem. The client request had a problem not listed under another specific 400-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Status	Description
5XX	Unknown
	Server Problem. The server encountered a problem not listed under another specific 500-level HTTP response code. View the `detail` in the problem response for additional details.
	Schema: `Inline`

Response Schema

Status Code 400

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 401

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 403

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 404

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 429

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 4XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Status Code 5XX

Property Name	Description
Problem Response (v0.4.1)	`object` API problem or error response, as per RFC 9457 application/problem+json.
» type	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `maxLength: 2048`
» title	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `maxLength: 120`
» status	`integer(int32)` The HTTP status code for this occurrence of the problem. `minimum: 100` `maximum: 599`
» detail	`string(text)` A human-readable explanation specific to this occurrence of the problem. `maxLength: 256`
» instance	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `maxLength: 2048`
» id	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `minLength: 6` `maxLength: 48` pattern: ^[-_:.~$a-zA-Z0-9]{6,48}$
» occurredAt	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `minLength: 20` `maxLength: 30`
» problems	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128`
» attributes	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

Schemas

account

{
  "id": "bf23bc970b78d27691e8",
  "nickname": "Payroll Checking",
  "label": "Payroll Checking *1008",
  "maskedNumber": "*1008",
  "product": {
    "type": "checking",
    "coreType": "DDA",
    "code": "DDA01",
    "label": "Business Checking"
  },
  "location": "internal",
  "allows": {
    "transferFrom": false,
    "transferTo": true,
    "billPay": false,
    "mobileCheckDeposit": true,
    "view": true,
    "viewCards": true,
    "manageCards": false,
    "viewLoanPayoffQuote": false,
    "realTimePaymentFrom": true,
    "realTimePaymentTo": true,
    "manageJointOwners": true,
    "manageOverdraftAccounts": true,
    "generateVerificationLetter": true
  },
  "electronicStatements": true,
  "overdraftProtectionElections": {
    "primary": {
      "election": true,
      "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
    },
    "secondary": {
      "election": false
    }
  }
}

Account (v6.0.0)

A customer's internal banking account.

Properties

Name	Description
`Account (v6.0.0)`	`object` A customer's internal banking account.
`id`	`readOnlyResourceId` (required) The unique identifier for this account resource. This is an immutable opaque string. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`label`	`accountLabel(text)` (required) The human-readable label for this account. This is either the `nickname` (if assigned for the current customer), or the `product.label` concatenated with the `maskedNumber`. `read-only` `format: text` `minLength: 1` `maxLength: 80`
`nickname`	`accountNickname(text)` The nickname (friendly name) the customer has given this account. Each customer can define their own nickname for the same account. If omitted, the customer has not set a nickname. `format: text` `maxLength: 50`
`maskedNumber`	`maskedAccountNumber` (required) A masked account number: an asterisk `` followed by one to four characters of the `fullAccountNumber`. `minLength: 2` `maxLength: 5` `pattern: "^\\[- _a-zA-Z0-9.]{1,4}$"`
`product`	`productReference` (required) A reference to a banking product.
`location`	`accountLocation` (required) Indicates where an account is held. enum values: `internal`, `external`, `outside`, `peer`
`allows`	`fullAccountPermissions` Flags which indicate the permissions the current authorized user has on this account resource. Most of these properties may only be `true` for internal accounts. These permissions are available in `account` response from the `getAccount` operation. See `accountPermissions` for the subset of permission in `account.allows` flags in the `listAccounts` response.
`electronicStatements`	`boolean` (required) If `true`, the customer has opted in to receive account statements electronically.
`cd`	`cdAccountSettings` Certificate of Deposit properties for the account. This property is only present if the account `type` is `cd`.
`overdraftProtectionElections`	`overdraftProtectionElections` Describes whether the account holder elected primary or secondary overdraft protection for the account and when those elections were last updated.

accountAllowsFilter

"billPay"

Account Allows Filter (v2.0.0)

Values for the ?allows= filter in listAccounts.

accountAllowsFilter strings may have one of the following enumerated values:

Value	Description
`billPay`	Bill Pay: Include each account where the caller is allowed to use the bill pay feature.
`transferFrom`	Transfer From: Include each account where the caller is allowed to transfer money from the account.
`transferTo`	Transfer To: Include each account where the caller is allowed to transfer money into the account.
`mobileCheckDeposit`	Mobile Check Deposit: Include each account where the caller is allowed to deposit mobile checks.
`view`	View: Include each account where the caller is allowed to view full account details (balances, full account number, transactions, etc).
`viewCards`	View Cards: Include each account where the caller is allowed to view debit card details.
`manageCards`	Manage Cards: Include each account where the caller is allowed to manage debit card details.
`viewLoanPayoffQuote`	View Loan Payoff Quote: Include each account where the caller is allowed to view a loan payoff quote.
`manageOverdraftProtectionElections`	Manage Overdraft Protection Elections: Include each account where the caller is allowed to manage overdraft protection plan elections.
`realTimePaymentFrom`	Real-Time Payments From: Include each account where the caller is allowed to send credit real-time payments.
`realTimePaymentTo`	Real-Time Payments To: Include each account where the caller is allowed to receive debit real-time payments.

type: string

enum values: billPay, transferFrom, transferTo, mobileCheckDeposit, view, viewCards, manageCards, viewLoanPayoffQuote, manageOverdraftProtectionElections, realTimePaymentFrom, realTimePaymentTo

accountBalance

{
  "id": "05d00d7d-d630",
  "available": "3208.20",
  "current": "3448.72",
  "currentWithPending": "3448.72",
  "updatedAt": "2022-05-02T06:51:19.375Z",
  "incomplete": false
}

Account Balance (v1.0.1)

The current balances of the given account.

Properties

Name	Description
`Account Balance (v1.0.1)`	`object` The current balances of the given account.
`id`	`readOnlyResourceId` (required) The account ID. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`available`	`creditOrDebitValue(decimal)` The available balance: the funds available for use. This is the string representation of the exact decimal amount. `read-only` `format: decimal` `maxLength: 16` `pattern: "^(-\|\\+)?(0\|[1-9][0-9]*)\\.[0-9][0-9]$"`
`current`	`creditOrDebitValue(decimal)` The current balance. This is the balance at the end of the previous business day. This is the string representation of the exact decimal amount. `read-only` `format: decimal` `maxLength: 16` `pattern: "^(-\|\\+)?(0\|[1-9][0-9]*)\\.[0-9][0-9]$"`
`updatedAt`	`readOnlyTimestamp(date-time)` The time when the balance values were last updated from the banking core. `read-only` `format: date-time` `minLength: 20` `maxLength: 30`
`currentWithPending`	`creditOrDebitValue(decimal)` The current balance, including pending transactions. This is the string representation of the exact decimal amount. `read-only` `format: decimal` `maxLength: 16` `pattern: "^(-\|\\+)?(0\|[1-9][0-9]*)\\.[0-9][0-9]$"`
`incomplete`	`boolean` (required) If `true`, the response is incomplete and the client may retry the operation after the `Retry-After` time in order to fetch balances for any incomplete accounts in the `items`. The retry operation should only pass in accounts that are `incomplete`.

accountBalances

{
  "items": [
    {
      "id": "05d00d7d-d630",
      "available": "3208.20",
      "current": "3448.72",
      "currentWithPending": "3448.72",
      "updatedAt": "2022-05-02T06:51:19.375Z",
      "incomplete": false
    },
    {
      "id": "cb5d67ea-a5c3",
      "available": "1750.80",
      "current": "1956.19",
      "currentWithPending": "1956.19",
      "updatedAt": "2022-05-02T06:51:19.375Z",
      "incomplete": false
    }
  ]
}

Account Balances (v1.1.1)

An array of account balances by account ID.

Properties

Name	Description
`Account Balances (v1.1.1)`	`object` An array of account balances by account ID.
`items`	`array: [accountBalance]` (required) An array of items, one for each of the `?accounts=` in the request, returned in the same order. `maxItems: 10000` items: `object`

accountIds

[
  "string"
]

Account IDs (v1.1.0)

An array of account IDs.

accountIds is an array schema.

Array Elements

type: array: [resourceId]

unique items
minItems: 1
maxItems: 1000

accountItem

{
  "id": "bf23bc970b78d27691e8",
  "location": "internal",
  "nickname": "Payroll Checking",
  "label": "Payroll Checking *1008",
  "product": {
    "type": "checking",
    "coreType": "DDA",
    "code": "DDA01",
    "label": "Business Checking"
  },
  "maskedNumber": "*1008",
  "allows": {
    "transferFrom": false,
    "transferTo": true,
    "billPay": false,
    "mobileCheckDeposit": true,
    "view": true,
    "viewCards": true,
    "manageCards": true,
    "viewLoanPayoffQuote": false,
    "realTimePaymentFrom": true,
    "realTimePaymentTo": true
  }
}

Account Item (v5.0.0)

An account item in a list items in the accounts schema.

Properties

Name	Description
`Account Item (v5.0.0)`	`object` An account item in a list items in the `accounts` schema.
`id`	`readOnlyResourceId` (required) The unique identifier for this account resource. This is an immutable opaque string. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`label`	`accountLabel(text)` (required) The human-readable label for this account. This is either the `nickname` (if assigned for the current customer), or the `product.label` concatenated with the `maskedNumber`. `read-only` `format: text` `minLength: 1` `maxLength: 80`
`nickname`	`accountNickname(text)` The nickname (friendly name) the customer has given this account. Each customer can define their own nickname for the same account. If omitted, the customer has not set a nickname. `format: text` `maxLength: 50`
`maskedNumber`	`maskedAccountNumber` (required) A masked account number: an asterisk `` followed by one to four characters of the `fullAccountNumber`. `minLength: 2` `maxLength: 5` `pattern: "^\\[- _a-zA-Z0-9.]{1,4}$"`
`product`	`productReference` (required) A reference to a banking product.
`location`	`accountLocation` (required) Indicates where an account is held. enum values: `internal`, `external`, `outside`, `peer`
`allows`	`accountPermissions` (required) Flags which indicate the permissions the current authorized user has on this account item resource. Most of these properties may only be `true` for internal accounts. These permissions are available in account items in the `accounts` list. See `fullAccountPermissions` for all capabilities a customer has on an account (the `account.allows` object in the `account` object response from `getAccount`.)
`overdraftProtectionElections`	`overdraftProtectionElections` Describes whether the account holder elected primary or secondary overdraft protection for the account and when those elections were last updated. Note: this property is only returned in account list items if the `listAccounts` request query parameter `?allows=` includes `manageOverdraftProtectionElections`.

accountJointOwner

{
  "id": "0399abed-fd3d",
  "name": "Max Pike"
}

Account Joint Owner (v1.1.0)

Representation of account joint owner resources.

Properties

Name	Description
`Account Joint Owner (v1.1.0)`	`object` Representation of account joint owner resources.
`id`	`readOnlyResourceId` (required) The unique, opaque system-assigned identifier for a resource. This case-sensitive ID is also used in URLs as path parameters or in other properties or parameters that reference a resource by ID rather than URL. Resource IDs are immutable. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`name`	`string(text)` (required) The full name of the joint owner. `format: text` `maxLength: 50`

accountJointOwners

{
  "items": [
    {
      "id": "db821618461ade2c5e45",
      "name": "Max Pike"
    },
    {
      "id": "1ef8f2bdfc729ea2b80b",
      "name": "Sam K. Pike"
    }
  ]
}

Account Joint Owner Collection (v1.2.0)

Collection of account joint owners. The items in the collection are ordered in the items array.

Properties

Name	Description
`Account Joint Owner Collection (v1.2.0)`	`object` Collection of account joint owners. The items in the collection are ordered in the `items` array.
`items`	`array: [accountJointOwner]` (required) An array containing account joint owner items. `maxItems: 15` items: `object`

accountLabel

"Checking *1008"

Account Label (v1.0.0)

The human-readable label for this account. This is either the nickname (if assigned for the current customer), or the product.label concatenated with the maskedNumber.

type: string(text)

format: text
minLength: 1
maxLength: 80

accountLabel1

"Checking *1008"

Account Label (v1.0.0)

The human-readable label for this account. This is either the nickname (if assigned for the current customer), or the product.label concatenated with the maskedNumber.

type: string(text)

format: text
minLength: 1
maxLength: 80

accountLocation

"internal"

Account Location (v1.1.0)

Indicates where an account is held

accountLocation strings may have one of the following enumerated values:

Value	Description
`internal`	Internal: Accounts held by the banking customer at the current financial institution
`external`	External: Accounts held by the banking customer at another financial institution
`outside`	Outside: Non-banking accounts such as brokerage and fund accounts.
`peer`	Peer: Accounts held by others at the same financial institution, for which the banking customer has transfer to and/or transfer from entitlements.

type: string

enum values: internal, external, outside, peer

accountNickname

"Payroll Checking"

Account Nickname (v1.2.0)

The nickname (friendly name) the customer has given this account. Each customer can define their own nickname for the same account. If omitted, the customer has not set a nickname.

type: string(text)

format: text
maxLength: 50

accountOverdraftProtectionElectionUpdate

{
  "id": "4b350c7462d9722b94ef",
  "primary": true,
  "secondary": false
}

Account Overdraft Protection Election Update (v1.0.0)

Describes an account and whether the the authorized account holder wishes to enroll in the primary or secondary overdraft protection plan for that account. This operation does not change the primary or secondary plan elections for the account if the corresponding properties are omitted from the request body item.

Properties

Name	Description
`Account Overdraft Protection Election Update (v1.0.0)`	`object` Describes an account and whether the the authorized account holder wishes to enroll in the primary or secondary overdraft protection plan for that account. This operation does not change the `primary` or `secondary` plan elections for the account if the corresponding properties are omitted from the request body item.
`id`	`resourceId` (required) The `id` of an internal banking account (held at the financial institution). `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`primary`	`boolean` `true` if the authorized user wishes to enable the financial institution's primary overdraft protection plan for this account; `false` to remove the the plan from this account. This property is honored if and only if the financial institution offers a secondary overdraft protection plan.
`secondary`	`boolean` `true` if the authorized user wishes to enable the financial institution's secondary overdraft protection plan for this account; `false` to remove the the plan from this account. This property is honored if and only if the financial institution offers a secondary overdraft protection plan.

accountOverdraftProtectionElections

{
  "id": "4b350c7462d9722b94ef",
  "primary": {
    "election": true,
    "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
  },
  "secondary": {
    "election": false,
    "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
  }
}

Account Overdraft Protection Elections (v1.0.0)

Indicates if the account holder has elected for an internal banking account referenced by id to be protected by the primary or secondary overdraft protection offered by the financial institution, and when those elections were last updated.

Properties

Name	Description
`Account Overdraft Protection Elections (v1.0.0)`	`object` Indicates if the account holder has elected for an internal banking account referenced by `id` to be protected by the primary or secondary overdraft protection offered by the financial institution, and when those elections were last updated.
`id`	`resourceId` (required) The `id` of an internal banking account (held at the financial institution). `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`primary`	`overdraftProtectionElection` Whether the an account holder last elected for this account to be covered by the financial institution's primary overdraft protection plan. This value is only set if the financial institution offers a primary overdraft protection plan for the account.
`secondary`	`overdraftProtectionElection` Whether the an account holder last elected for this account to be covered by the financial institution's secondary overdraft protection plan. This value is only set if the financial institution offers a secondary overdraft protection plan.

accountOverdraftProtectionElectionsList

{
  "items": [
    {
      "id": "4b350c7462d9722b94ef",
      "primary": {
        "election": true,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      },
      "secondary": {
        "election": false,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      }
    },
    {
      "id": "15de200607a00c8a2aef",
      "primary": {
        "election": true,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      },
      "secondary": {
        "election": true,
        "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
      }
    }
  ]
}

Bulk Overdraft Protection Elections List (v1.0.0)

A list of Overdraft Protection Elections for one or more accounts.

Properties

Name	Description
`Bulk Overdraft Protection Elections List (v1.0.0)`	`object` A list of Overdraft Protection Elections for one or more accounts.
`items`	`array: [accountOverdraftProtectionElections]` (required) The list of account overdraft properties elections. `minItems: 1` `maxItems: 128` items: `object`

accountPermissions

{
  "billPay": false,
  "mobileCheckDeposit": true,
  "transferFrom": true,
  "transferTo": true,
  "view": true,
  "viewCards": true,
  "manageCards": false,
  "viewLoanPayoffQuote": false,
  "realTimePaymentFrom": true,
  "realTimePaymentTo": true
}

Account Permissions (v2.0.0)

Flags which indicate the permissions the current authorized user has on this account item resource. Most of these properties may only be true for internal accounts. These permissions are available in account items in the accounts list. See fullAccountPermissions for all capabilities a customer has on an account (the account.allows object in the account object response from getAccount.)

Properties

Name	Description
`Account Permissions (v2.0.0)`	`object` Flags which indicate the permissions the current authorized user has on this account item resource. Most of these properties may only be `true` for internal accounts. These permissions are available in account items in the `accounts` list. See `fullAccountPermissions` for all capabilities a customer has on an account (the `account.allows` object in the `account` object response from `getAccount`.)
`billPay`	`boolean` (required) If `true`, the customer may use this account for Bill Pay.
`mobileCheckDeposit`	`boolean` (required) If `true`, the customer may use this account for mobile check deposits.
`transferFrom`	`boolean` (required) If `true`, the customer may use this account as the target (deposit) account for account-to-account transfers.
`transferTo`	`boolean` (required) If `true`, the customer may use this account as the source (debit) account for account-to-account transfers.
`view`	`boolean` (required) If `true`, the customer may view the details of this account, including the account balance and transactions.
`viewCards`	`boolean` (required) If `true`, the customer may view debit cards associated with this account.
`manageCards`	`boolean` (required) If `true`, the customer may manage debit cards associated with this account. This includes locking and unlocking cards, changing card controls, ordering cards, or canceling cards.
`viewLoanPayoffQuote`	`boolean` (required) If `true`, the customer may view a loan payoff quote for this account. Only valid for accounts where `product.type` is `loan`.
`realTimePaymentFrom`	`boolean` (required) If `true`, the customer may use this account to send credit real-time payments.
`realTimePaymentTo`	`boolean` (required) If `true`, the customer may use this account to receive debit real-time payments.

accountRoutingNumber

"123123123"

Account Routing Number (v1.0.0)

An account ABA routing and transit number.

type: string

minLength: 9
maxLength: 9
pattern: "^[0-9]{9}$"

accounts

{
  "start": "1922a8531e8384cfa71b",
  "limit": 100,
  "nextPage_url": "https://production.api.apiture.com/banking/accounts?start=641f62296ecbf1882c84?limit=100?allows=view",
  "count": 6,
  "items": [
    {
      "id": "bf23bc970b78d27691e8",
      "nickname": "Payroll Checking",
      "label": "Payroll Checking *1008",
      "product": {
        "type": "checking",
        "coreType": "DDA",
        "code": "DDA01",
        "label": "Business Checking"
      },
      "maskedNumber": "*1008",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": true,
        "billPay": false,
        "mobileCheckDeposit": true,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    },
    {
      "id": "b78d27691e8bf23bc970",
      "nickname": "College CD",
      "label": "College CD *2017",
      "product": {
        "type": "cd",
        "code": "CDA",
        "coreType": "CD",
        "label": "24 Month CD"
      },
      "maskedNumber": "*2017",
      "location": "internal",
      "allows": {
        "transferFrom": false,
        "transferTo": false,
        "billPay": false,
        "mobileCheckDeposit": false,
        "view": true,
        "viewCards": true,
        "manageCards": false,
        "viewLoanPayoffQuote": false,
        "realTimePaymentFrom": true,
        "realTimePaymentTo": true
      },
      "overdraftProtectionElections": {
        "primary": {
          "election": true,
          "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
        },
        "secondary": {
          "election": false
        }
      }
    }
  ]
}

Accounts (v5.0.0)

A paginated list of the customer's accounts. This list contains internal banking accounts and external banking accounts. and outside fund accounts. The location property indicates where the account is held. Items in the list contain url links to the actual account resource which are in the accounts, externalAccounts or outsideAccounts collections.

Properties

Name	Description
`Accounts (v5.0.0)`	`object` A paginated list of the customer's accounts. This list contains internal banking accounts and external banking accounts. and outside fund accounts. The `location` property indicates where the account is held. Items in the list contain `url` links to the actual account resource which are in the `accounts`, `externalAccounts` or `outsideAccounts` collections.
`limit`	`integer(int32)` (required) The number of items requested for this page response. The length of the `items` array may be less that `limit`. `format: int32` `minimum: 0` `maximum: 10000`
`nextPage_url`	`string(uri-reference)` The URL of the next page of accounts. If this URL is omitted, there are no more accounts. `read-only` `format: uri-reference` `maxLength: 256`
`start`	`string(text)` The opaque cursor that specifies the starting location of this page of items. `format: text` `maxLength: 256`
`items`	`array: [accountItem]` (required) The array of items in this page of accounts. This array may be empty. `read-only` `maxItems: 1000` items: `object`
`count`	`integer(int32)` The total number of accounts for which the user has access. This value ignores any filters. This value is optional and may be omitted if the count is not computable efficiently. `format: int32` `minimum: 0` `maximum: 25000`
`primaryAccountId`	`readOnlyResourceId` The `id` of the customer's primary account. This property only exists for retail customers, and only if the customer has designated a primary account. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

achSecCode

"arc"

ACH SEC Code (v1.0.0)

The ACH transfer type.

achSecCode strings may have one of the following enumerated values:

Value	Description
`arc`	Accounts Receivable
`boc`	Back Office Conversion
`ccd`	Credit or Debit
`cie`	Customer-Initiated
`ctx`	Corporate Trade Exchange
`pop`	Point of Purchase
`ppd`	Prearranged Payment and Deposit
`rck`	Re-Presented Check
`tel`	Telephone-initiated
`web`	Internet-initiated/Mobile

type: string

enum values: arc, boc, ccd, cie, ctx, pop, ppd, rck, tel, web

apiProblem

{
  "id": "3fbad566-be86-4b22-9ba6-3ca99fdc0799",
  "type": "https://production.api.apiture.com/errors/accountNotFound/v1.0.0",
  "title": "Account Not Found",
  "status": 422,
  "occurredAt": "2022-04-25T12:42:21.375Z",
  "detail": "No account exists at the given account_url",
  "instance": "https://production.api.apiture.com/banking/transfers/bb709151-575041fcd617"
}

API Problem (v1.2.1)

API problem or error, as per RFC 7807 application/problem+json.

Properties

Name	Description
`API Problem (v1.2.1)`	`object` API problem or error, as per RFC 7807 application/problem+json.
`type`	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `format: uri-reference` `maxLength: 2048`
`title`	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `format: text` `maxLength: 120`
`status`	`integer(int32)` The HTTP status code for this occurrence of the problem. `format: int32` `minimum: 100` `maximum: 599`
`detail`	`string(text)` A human-readable explanation specific to this occurrence of the problem. `format: text` `maxLength: 256`
`instance`	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `format: uri-reference` `maxLength: 2048`
`id`	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`occurredAt`	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `read-only` `format: date-time` `minLength: 20` `maxLength: 30`
`problems`	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128` items: `object`

bankPeerAccount

{
  "maskedAccountNumber": "*6789",
  "fullAccountNumber": "123456789"
}

Bank Peer Account (v1.0.0)

A peer account for a bank financial institution.

Note: The full account number is omitted unless the request includes the ?unmasked=true query parameter.

Properties

Name Description

Bank Peer Account (v1.0.0)

object
A peer account for a bank financial institution.

Note: The full account number is omitted unless the request includes the ?unmasked=true query parameter.

fullAccountNumber fullAccountNumber
A full account number. This is the number that the customer uses to reference the account within the financial institution.
minLength: 1
maxLength: 32
pattern: "^[- a-zA-Z0-9.]{1,32}$"

maskedAccountNumber maskedAccountNumber (required)
A masked account number: an asterisk * followed by one to four characters of the fullAccountNumber.
minLength: 2
maxLength: 5
pattern: "^\\*[- _a-zA-Z0-9.]{1,4}$"

bankPeerAccountReplacement

{
  "fullAccountNumber": "123456789"
}

New Bank Peer Account (v1.0.0)

Identifies a new peer account at a bank.

Properties

Name	Description
`New Bank Peer Account (v1.0.0)`	`object` Identifies a new peer account at a bank.
`fullAccountNumber`	`fullAccountNumber` A full account number. This is the number that the customer uses to reference the account within the financial institution. `minLength: 1` `maxLength: 32` `pattern: "^[- a-zA-Z0-9.]{1,32}$"`

bulkAccountOverdraftProtectionElectionsUpdate

{
  "items": [
    {
      "id": "4b350c7462d9722b94ef",
      "primary": true,
      "secondary": true
    },
    {
      "id": "15de200607a00c8a2aef",
      "primary": false,
      "secondary": false
    }
  ]
}

Bulk Overdraft Protection Elections Update (v1.0.0)

A request to change the overdraft protection elections for one or more accounts.

Properties

Name	Description
`Bulk Overdraft Protection Elections Update (v1.0.0)`	`object` A request to change the overdraft protection elections for one or more accounts.
`items`	`array: [accountOverdraftProtectionElectionUpdate]` (required) The overdraft protection plan elections to change, one for for each account. `minItems: 1` `maxItems: 128` items: `object`

cdAccountMaturityPolicy

"rolloverPrincipalAndInterest"

CD Account Maturity Policy (v1.0.0)

Indicates how the principal and interest are processed upon this account's maturity. The values indicate whether to rollover to a CD account of the same rate and term, transfer funds to another (possibly new) deposit account, or simply hold the funds in the current account (which may no longer accrue interest). Labels and descriptions for the enumeration values are in the maturityPolicy key in the response of the getLabels operation.

cdAccountMaturityPolicy strings may have one of the following enumerated values:

Value	Description
`rolloverPrincipalAndInterest`	Rollover principal and interest: Both principal and interest rollover into a CD of the same CD banking product and same term.
`transferPrincipalAndInterest`	Transfer principal and interest to a deposit account: The principal and interest are both transferred to a new or existing deposit account.
`rolloverPrincipalAndTransferInterest`	Rollover principal and transfer interest: The principal rolls over into the same CD banking product and the interest is transferred to new or a existing deposit account.
`holdPrincipalAndInterest`	Hold principal and accrued interest in the CD account until withdrawal: The principal and interest are held in the current CD account. The account may or may not accrue further interest, depending on the terms of the CD banking product. Funds may be withdrawn or transferred.
`partialTransfer`	Partial Transfer: Any funds greater than the maturity threshold are transferred to an existing deposit account and the rest remains on deposit. The account may or may not accrue further interest, depending on the terms of the CD banking product. Funds may be withdrawn or transferred.

type: string

enum values: rolloverPrincipalAndInterest, transferPrincipalAndInterest, rolloverPrincipalAndTransferInterest, holdPrincipalAndInterest, partialTransfer

cdAccountSettings

{
  "maturesAt": "2023-10-30T08:00:00.000Z",
  "term": "P6M",
  "maturityPolicy": "transferPrincipalAndInterest",
  "transferAccount": {
    "id": "e821ce54-c715",
    "label": "Premiere Checking *6789",
    "type": "checking",
    "location": "internal"
  },
  "inDebitGracePeriod": true,
  "inCreditGracePeriod": true,
  "debitGracePeriodStartsOn": "2023-11-01",
  "creditGracePeriodStartsOn": "2023-11-01",
  "debitGracePeriodEndsOn": "2023-11-11",
  "creditGracePeriodEndsOn": "2023-11-11"
}

CD Account Settings (v2.0.0)

Settings for Certificate of Deposit (CD) accounts.

Properties

Name	Description
`CD Account Settings (v2.0.0)`	`object` Settings for Certificate of Deposit (CD) accounts.
`maturityPolicy`	`cdAccountMaturityPolicy` (required) What happens to the funds in the account upon maturity. enum values: `rolloverPrincipalAndInterest`, `transferPrincipalAndInterest`, `rolloverPrincipalAndTransferInterest`, `holdPrincipalAndInterest`, `partialTransfer`
`rolloverProduct`	`productReference` The CD banking product to roll this account to, if the `maturityPolicy` indicates a rollover. The default is the same CD banking product.
`transferAccount`	`cdMaturityTransferAccount` The existing internal or external account where interest and/or balance are transferred at CD maturity if `maturityPolicy` is `transferPrincipalAndInterest` or rolloverPrincipalAndTransferInterest. The account must have `transferTo` entitlements for the account holder. `transferAccount` and `transferProduct` are mutually exclusive.
`transferProduct`	`productReference` The banking product for a new account where interest and/or balance are transferred at CD maturity, if `maturityPolicy` is `transferPrincipalAndInterest` or `rolloverPrincipalAndTransferInterest`. `transferAccount` and `transferProduct` are mutually exclusive.
`lastRolloverOn`	`date(date)` The date when the CD last had a rollover or renewal when reaching maturity in `YYYY-MM-DD` RFC 3339 `date` format. This may be omitted if this CD has never previously reached maturity. `format: date` `minLength: 10` `maxLength: 10`
`maturesAt`	`readOnlyTimestamp(date-time)` (required) The date-time that this account will mature, in RFC 3339 `date-time` UTC format: `YYYY-MM-DDThh:mm:ss.sssZ`. Warning: The property `maturesAt` was deprecated on version `v2.0.0` of the schema. Use the `maturesOn` field instead. `maturesAt` will be removed on version `v3.0.0` of the schema. `read-only` `format: date-time` `deprecated: true` `minLength: 20` `maxLength: 30`
`maturesOn`	`date(date)` The date that this account will mature, in RFC 3339 `date` format, `YYYY-MM-DD`. `format: date` `minLength: 10` `maxLength: 10`
`term`	`string(duration)` (required) The CD's maturity term. This value is an ISO 8601 duration string of the form `P[n]Y[n]M[n]D` to specify the term in the number of years/months/days. For example, the values `P30D`, `P6M`, `P2Y` indicate a term of 30 days, six months, and two years, respectively. `read-only` `format: duration` `minLength: 3` `maxLength: 6`
`inDebitGracePeriod`	`boolean` (required) If `true, the account is in the grace period in which withdrawals are allowed without penalty.
`inCreditGracePeriod`	`boolean` (required) If `true`, the account is in the grace period in which deposits are allowed without penalty.
`debitGracePeriodStartsOn`	`date(date)` If the account is in a debit-eligible grace period, this is the date the grace period started for debits in RFC 3339 `date` format, `YYYY-MM-DD`. Otherwise, this field is omitted. `format: date` `minLength: 10` `maxLength: 10`
`creditGracePeriodStartsOn`	`date(date)` If the account is in a credit-eligible grace period, this is the date the grace period started for credits in RFC 3339 `date` format, `YYYY-MM-DD`. Otherwise, this field is omitted. `format: date` `minLength: 10` `maxLength: 10`
`debitGracePeriodEndsOn`	`date(date)` If the account is in a debit-eligible grace period, this is the date and time the grace period ends for debits in RFC 3339 `date` format, `YYYY-MM-DD`. Otherwise, this field is omitted. `format: date` `minLength: 10` `maxLength: 10`
`creditGracePeriodEndsOn`	`date(date)` If the account is in a credit-eligible grace period, this is the date and time the grace period ends for credits in RFC 3339 `date` format, `YYYY-MM-DD`. Otherwise, this field is omitted. `format: date` `minLength: 10` `maxLength: 10`
`debitGracePeriodEndsAt`	`readOnlyTimestamp(date-time)` If the account is in a debit-eligible grace period, this is the date and time the grace period ends for debits in RFC 3339 `date-time` format, `YYYY-MM-DDThh:mm:ssZ`. Otherwise, this field is omitted. Warning: The property `debitGracePeriodEndsAt` was deprecated on version `v2.0.0` of the schema. Use the `debitGracePeriodEndsOn` field instead. `debitGracePeriodEndsAt` will be removed on version `v3.0.0` of the schema. `read-only` `format: date-time` `deprecated: true` `minLength: 20` `maxLength: 30`
`creditGracePeriodEndsAt`	`readOnlyTimestamp(date-time)` If the account is in a credit-eligible grace period, this is the date and time the grace period ends for credits in RFC 3339 `date-time` format, `YYYY-MM-DDThh:mm:ssZ`. Otherwise, this field is omitted. Warning: The property `creditGracePeriodEndsAt` was deprecated on version `v2.0.0` of the schema. Use the `creditGracePeriodEndsOn` field instead. `creditGracePeriodEndsAt` will be removed on version `v3.0.0` of the schema. `read-only` `format: date-time` `deprecated: true` `minLength: 20` `maxLength: 30`

cdAccountSettingsPatch

{
  "maturityPolicy": "transferPrincipalAndInterest",
  "transferAccount": {
    "id": "e821ce54-c715",
    "label": "Premiere Checking *6789",
    "type": "checking",
    "location": "internal"
  }
}

CD Account Settings Patch (v1.0.0)

Mutable CD settings for an account.

Properties

Name	Description
`CD Account Settings Patch (v1.0.0)`	`object` Mutable CD settings for an account.
`maturityPolicy`	`cdAccountMaturityPolicy` What happens to the funds in the account upon maturity. enum values: `rolloverPrincipalAndInterest`, `transferPrincipalAndInterest`, `rolloverPrincipalAndTransferInterest`, `holdPrincipalAndInterest`, `partialTransfer`
`rolloverProduct`	`productReference` The CD banking product to roll this account to, if the `maturityPolicy` indicates a rollover. The default is the same CD banking product.
`transferAccount`	`cdMaturityTransferAccount` The existing internal or external account where interest and/or balance are transferred at CD maturity if `maturityPolicy` is `transferPrincipalAndInterest` or rolloverPrincipalAndTransferInterest. The account must have `transferTo` entitlements for the account holder. `transferAccount` and `transferProduct` are mutually exclusive.
`transferProduct`	`productReference` The banking product for a new account where interest and/or balance are transferred at CD maturity, if `maturityPolicy` is `transferPrincipalAndInterest` or `rolloverPrincipalAndTransferInterest`. `transferAccount` and `transferProduct` are mutually exclusive.

cdMaturityTransferAccount

{
  "id": "e821ce54-c715",
  "label": "Premiere Checking *6789",
  "type": "checking",
  "location": "internal"
}

CD Transfer Account (v1.0.0)

Properties of the target account for transferring funds from a maturing CD account.

Properties

Name	Description
`CD Transfer Account (v1.0.0)`	`object` Properties of the target account for transferring funds from a maturing CD account.
`id`	`resourceId` (required) The unique ID of a banking account. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`label`	`accountLabel1(text)` The human-readable label for this account. This is either the `nickname` (if assigned for the current customer), or the `product.label` concatenated with the `maskedNumber`. `format: text` `minLength: 1` `maxLength: 80`
`type`	`productType` The product type of the account. enum values: `savings`, `checking`, `cd`, `ira`, `loan`, `creditCard`, `moneyMarket`
`location`	`accountLocation` Indicates where an account is held. enum values: `internal`, `external`, `outside`, `peer`

challengeFactor

{
  "type": "sms",
  "labels": [
    "9876"
  ]
}

Challenge Factor (v1.2.1)

A challenge factor. See requiredIdentityChallenge for multiple examples.

Properties

Name Description

Challenge Factor (v1.2.1) object
A challenge factor. See requiredIdentityChallenge for multiple examples.

id

challengeFactorId
The ID of an a challenge factor. This ID is unique within the challenge factors associated with a challenge. The client should pass this id value as the factorId when starting or verifying a challenge factor.

Note: The id will become required in a future update to this schema.
minLength: 3
maxLength: 48
pattern: "^[-a-zA-Z0-9$_]{3,48}$"

type

challengeFactorType (required)

The name of challenge factor.

challengeFactorType strings may have one of the following enumerated values:

Value	Description
`sms`	SMS: One-time passcode sent to the primary mobile phone number
`email`	Email: One-time passcode sent to the primary email address
`voice`	Voice: One-time passcode communicated via automated voice phone call
`authenticatorToken`	authenticator Token: One-time passcode issued by a pre-registered hardware device, such as a token key fob, or an authenticator app
`securityQuestions`	Security Questions: Prompt with the user's security questions registered with their security profile

enum values: sms, email, voice, securityQuestions, authenticatorToken

labels array: [string]
A list of text label which identifies the channel(s) through which the user completes the challenge. For an sms or voice challenge, the only label item is the last four digits of the corresponding phone number. For an email challenge, each label is the masked email address.
minItems: 1
maxItems: 4
items: string(text)
» format: text
» maxLength: 300

securityQuestions challengeSecurityQuestions
Describes a securityQuestions challenge. This is omitted if the challenge type is not securityQuestions.

challengeFactorId

"string"

Challenge Factor ID (v1.0.0)

The ID of an a challenge factor. This ID is unique within the factors offered with a challenge.

type: string

minLength: 3
maxLength: 48
pattern: "^[-a-zA-Z0-9$_]{3,48}$"

challengeFactorType

"sms"

Challenge Factor Type (v1.0.0)

The name of challenge factor.

challengeFactorType strings may have one of the following enumerated values:

Value	Description
`sms`	SMS: One-time passcode sent to the primary mobile phone number
`email`	Email: One-time passcode sent to the primary email address
`voice`	Voice: One-time passcode communicated via automated voice phone call
`authenticatorToken`	authenticator Token: One-time passcode issued by a pre-registered hardware device, such as a token key fob, or an authenticator app
`securityQuestions`	Security Questions: Prompt with the user's security questions registered with their security profile

type: string

enum values: sms, email, voice, securityQuestions, authenticatorToken

challengeOperationId

"string"

Challenge Operation ID (v1.0.1)

The ID of an operation/action for which the user must verify their identity via an identity challenge. This is passed when starting a challenge factor or when validating the identity challenge responses.

type: string

minLength: 6
maxLength: 48
pattern: "^[-a-zA-Z0-9$_]{6,48}$"

challengePromptId

"string"

Challenge Prompt ID (v1.0.0)

The unique ID of a prompt (such as a security question) in a challenge factor.

type: string

minLength: 1
maxLength: 48
pattern: "^[-_:.~$a-zA-Z0-9]+$"

challengeSecurityQuestion

{
  "id": "74699fa628911e762ea5",
  "prompt": "What is your mother's maiden name?"
}

Challenge Security Question (v1.0.1)

A single security question within the questions array of the challengeSecurityQuestions

Properties

Name	Description
`Challenge Security Question (v1.0.1)`	`object` A single security question within the `questions` array of the `challengeSecurityQuestions`
`id`	`challengePromptId` (required) The unique ID of security question prompt. This should be included in the `challengeVerification` response as the `promptId`. `minLength: 1` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]+$"`
`prompt`	`string(text)` (required) The text prompt of this security question. `format: text` `maxLength: 80`

challengeSecurityQuestions

{
  "questions": [
    {
      "id": "q1",
      "prompt": "What is your mother's maiden name?"
    },
    {
      "id": "q4",
      "prompt": "What is your high school's name?"
    },
    {
      "id": "q9",
      "prompt": "What is the name of your first pet?"
    }
  ]
}

Challenge Security Questions (v1.0.1)

Describes a securityQuestions challenge. This is omitted if the challenge type is not securityQuestions.

Properties

Name	Description
`Challenge Security Questions (v1.0.1)`	`object` Describes a `securityQuestions` challenge. This is omitted if the challenge `type` is not `securityQuestions`.
`questions`	`array: [challengeSecurityQuestion]` (required) The array of security questions. `minItems: 1` `maxItems: 8` items: `object`

creditOrDebitValue

"3456.78"

Credit Or Debit Value (v1.1.1)

The monetary value representing a credit (positive amounts with no prefix or a + prefix) or debit (negative amounts with a - prefix). The numeric value is represented as a string so that it can be exact with no loss of precision.

type: string(decimal)

format: decimal
maxLength: 16
pattern: "^(-|\+)?(0|[1-9][0-9]*)\.[0-9][0-9]$"

creditUnionAccountSuffix

"S0001"

Credit Union Account Suffix (v1.0.0)

An account suffix which uniquely identifies a credit union member's account. The combined member number and account suffix is unique among all accounts at the credit union.

type: string

minLength: 1
maxLength: 6
pattern: "^[a-zA-Z0-9]{1,6}$"

creditUnionPeerAccount

{
  "fullMemberNumber": "4002",
  "suffix": "C001",
  "maskedMemberNumber": "*02"
}

Credit Union Peer Account (v1.0.0)

A peer account within a credit union financial institution.

Note: The full member number and suffix are omitted unless the request includes the ?unmasked=true query parameter.

Properties

Name	Description
`Credit Union Peer Account (v1.0.0)`	`object` A peer account within a credit union financial institution. Note: The full member number and suffix are omitted unless the request includes the `?unmasked=true` query parameter.
`fullMemberNumber`	`fullMemberNumber` A full (unmasked) credit union member number. `minLength: 1` `maxLength: 17` `pattern: "^[- a-zA-Z0-9.]{1,17}$"`
`suffix`	`creditUnionAccountSuffix` An account suffix which uniquely identifies a credit union member's account. The combined member number and account suffix is unique among all accounts at the credit union. `minLength: 1` `maxLength: 6` `pattern: "^[a-zA-Z0-9]{1,6}$"`
`maskedMemberNumber`	`maskedMemberNumber` (required) A masked member number: an asterisk `` followed by one to four characters of the `fullMemberNumber`. `minLength: 2` `maxLength: 5` `pattern: "^\\[- a-zA-Z0-9.]{1,4}$"`

creditUnionPeerAccountReplacement

{
  "fullMemberNumber": "4002",
  "suffix": "C001"
}

New Credit Union Peer Account Patch (v1.0.0)

Identifies a new peer account at a credit union.

Properties

Name	Description
`New Credit Union Peer Account Patch (v1.0.0)`	`object` Identifies a new peer account at a credit union.
`fullMemberNumber`	`fullMemberNumber` A full (unmasked) credit union member number. `minLength: 1` `maxLength: 17` `pattern: "^[- a-zA-Z0-9.]{1,17}$"`
`suffix`	`creditUnionAccountSuffix` An account suffix which uniquely identifies a credit union member's account. The combined member number and account suffix is unique among all accounts at the credit union. `minLength: 1` `maxLength: 6` `pattern: "^[a-zA-Z0-9]{1,6}$"`

currencyCode

"str"

(v1.0.0)*

A ISO 4217 currency code This is always upper case ASCII. Crypto currencies with codes longer that 3 characters are not supported.

type: string(text)

format: text
minLength: 3
maxLength: 3
pattern: "^[A-Z]{3}$"

date

"2021-10-30"

Date (v1.0.0)

A date formatted in YYYY-MM-DD RFC 3339 date UTC format.

type: string(date)

format: date
minLength: 10
maxLength: 10

eligibleOverdraftAccountItem

{
  "id": "5c9b4e50a0401ef4eb2e",
  "label": "Premiere Savings *1234",
  "maskedNumber": "*1234"
}

Eligible Overdraft Account (v1.1.0)

An account that is eligible to be assigned as an overdraft protection account for another account.

Properties

Name	Description
`Eligible Overdraft Account (v1.1.0)`	`object` An account that is eligible to be assigned as an overdraft protection account for another account.
`id`	`resourceId` (required) The unique ID of the account resource. Use this as the `{accountId}` in `getAccount` or `listAccountBalances`. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`label`	`string(text)` (required) The human-readable label for this account. This is either the `nickname` (if assigned for the current customer), or the `product.label` concatenated with the `maskedNumber`. `read-only` `format: text` `maxLength: 80`
`maskedNumber`	`maskedAccountNumber` (required) A masked account number: an asterisk `` followed by one to four characters of the `fullAccountNumber`. `minLength: 2` `maxLength: 5` `pattern: "^\\[- _a-zA-Z0-9.]{1,4}$"`

eligibleOverdraftAccounts

{
  "start": "1922a8531e8384cfa71b",
  "limit": 100,
  "nextPage_url": "https://production.api.apiture.com/banking/accounts/f204d292df9fb/eligibleOverdraftAccounts?start=641f62296ecbf1882c84?limit=100",
  "items": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ],
  "maximumOverdraftAccounts": 1
}

Eligible Overdraft Accounts (v1.1.1)

A page of zero or more accounts that are eligible to be assigned as an overdraft protection sweep account for another account.

Properties

Name	Description
`Eligible Overdraft Accounts (v1.1.1)`	`object` A page of zero or more accounts that are eligible to be assigned as an overdraft protection sweep account for another account.
`limit`	`integer(int32)` (required) The number of items requested for this page response. The length of the `items` array may be less that `limit`. `format: int32` `minimum: 0` `maximum: 10000`
`nextPage_url`	`string(uri-reference)` The URL of the next page of eligible accounts. If this URL is omitted, there are no more accounts. `read-only` `format: uri-reference` `maxLength: 256`
`start`	`string(text)` The opaque cursor that specifies the starting location of this page of items. `format: text` `maxLength: 256`
`items`	`array: [eligibleOverdraftAccountItem]` (required) The items in this page of accounts. `unique items` `maxItems: 1000` items: `object`
`maximumOverdraftAccounts`	`integer(int32)` (required) The maximum number of overdraft protection accounts that may be linked to the account. `read-only` `format: int32` `minimum: 0` `maximum: 4`

externalAccountVerificationMethod

"instant"

External Account Verification Method (v1.1.0)

The method used to verify the customer has access to the external account.

externalAccountVerificationMethod strings may have one of the following enumerated values:

Value	Description
`instant`	Instant Account Verification: Access to the external account is verified via integration with an account verification service provider.
`microDeposits`	Micro-Deposits: Access to the external account is verified via verifying a set of micro-deposits.
`manual`	Manual: Access to the external account is verified manually by the financial institution.

type: string

enum values: instant, microDeposits, manual

fullAccountNumber

"123456789"

Full Account Number (v1.0.0)

A full account number. This is the number that the customer uses to reference the account within the financial institution.

type: string

minLength: 1
maxLength: 32
pattern: "^[- a-zA-Z0-9.]{1,32}$"

fullAccountPermissions

{
  "billPay": false,
  "mobileCheckDeposit": true,
  "transferFrom": true,
  "transferTo": true,
  "view": true,
  "viewCards": true,
  "manageCards": false,
  "viewLoanPayoffQuote": false,
  "realTimePaymentFrom": true,
  "realTimePaymentTo": true,
  "manageOverdraftAccounts": true,
  "manageJointOwners": true,
  "generateVerificationLetter": true
}

Full Account Permissions (v3.0.0)

Flags which indicate the permissions the current authorized user has on this account resource. Most of these properties may only be true for internal accounts. These permissions are available in account response from the getAccount operation. See accountPermissions for the subset of permission in account.allows flags in the listAccounts response.

Properties

Name	Description
`Full Account Permissions (v3.0.0)`	`object` Flags which indicate the permissions the current authorized user has on this account resource. Most of these properties may only be `true` for internal accounts. These permissions are available in `account` response from the `getAccount` operation. See `accountPermissions` for the subset of permission in `account.allows` flags in the `listAccounts` response.
`billPay`	`boolean` (required) If `true`, the customer may use this account for Bill Pay.
`mobileCheckDeposit`	`boolean` (required) If `true`, the customer may use this account for mobile check deposits.
`transferFrom`	`boolean` (required) If `true`, the customer may use this account as the target (deposit) account for account-to-account transfers.
`transferTo`	`boolean` (required) If `true`, the customer may use this account as the source (debit) account for account-to-account transfers.
`view`	`boolean` (required) If `true`, the customer may view the details of this account, including the account balance and transactions.
`viewCards`	`boolean` (required) If `true`, the customer may view debit cards associated with this account.
`manageCards`	`boolean` (required) If `true`, the customer may manage debit cards associated with this account. This includes locking and unlocking cards, changing card controls, ordering cards, or canceling cards.
`viewLoanPayoffQuote`	`boolean` (required) If `true`, the customer may view a loan payoff quote for this account. Only valid for accounts where `product.type` is `loan`.
`realTimePaymentFrom`	`boolean` (required) If `true`, the customer may use this account to send credit real-time payments.
`realTimePaymentTo`	`boolean` (required) If `true`, the customer may use this account to receive debit real-time payments.
`manageJointOwners`	`boolean` (required) If `true`, the customer can list the other joint owners on the account and invite new joint owners.
`manageOverdraftAccounts`	`boolean` (required) If `true`, the customer can list and manage additional overdraft sweep accounts to use for overdraft protection.
`generateVerificationLetter`	`boolean` (required) If `true`, the customer can obtain a verification letter for this account.

fullMemberNumber

"123456789"

Full Member Number (v1.0.0)

A full (unmasked) credit union member number.

type: string

minLength: 1
maxLength: 17
pattern: "^[- a-zA-Z0-9.]{1,17}$"

incompleteAccountBalances

{
  "items": [
    {
      "id": "05d00d7d-d630",
      "available": "3208.20",
      "current": "3448.72",
      "currentWithPending": "3448.72",
      "updatedAt": "2022-05-02T06:51:19.375Z",
      "incomplete": false
    },
    {
      "id": "cb5d67ea-a5c3",
      "available": "1750.80",
      "current": "1956.19",
      "currentWithPending": "1956.19",
      "updatedAt": "2022-05-02T06:51:19.375Z",
      "incomplete": false
    },
    {
      "id": "b5a4f178-2baf",
      "incomplete": true
    },
    {
      "id": "959908db-fd40",
      "incomplete": true
    },
    {
      "id": "97e6166a-2a4c",
      "incomplete": true
    }
  ],
  "incompleteAccounts": [
    "b5a4f178-2baf",
    "959908db-fd40",
    "97e6166a-2a4c"
  ],
  "retryCount": 1
}

Incomplete Account Balance (v1.2.1)

An array of account balances by account ID, some of which are incomplete. Use the values in incompleteAccounts and retryCount to retry the listAccountBalances operation.

Properties

Name	Description
`Incomplete Account Balance (v1.2.1)`	`object` An array of account balances by account ID, some of which are incomplete. Use the values in `incompleteAccounts` and `retryCount` to retry the `listAccountBalances` operation.
`items`	`array: [accountBalance]` (required) An array of items, one for each of the `?accounts=` in the request, returned in the same order. `maxItems: 256` items: `object`
`incompleteAccounts`	`array: [resourceId]` (required) Pass these values as the `?accounts=` query parameter on the next retry of the `listAccountBalances` operation. This value is empty if the client has reached the retry limit. `unique items` `minItems: 1` `maxItems: 1000` items: `string` » `minLength: 6` » `maxLength: 48` » `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`retryCount`	`integer(int32)` (required) Pass this value as the as the `?retryCount=` parameter with the next retry of the `listAccountBalances` operation. `format: int32` `minimum: 1` `maximum: 10`

jointOwnerInvitation

{
  "id": "db4f580290d3e07bf55d",
  "firstName": "Mary",
  "lastName": "Jones",
  "taxId": "3333",
  "sharedSecret": "obsolete obese octopus",
  "emailAddress": "Mary.Jones@example.com",
  "birthdate": "2000-04-10"
}

Joint Owner Invitation (v3.0.0)

A joint owner invitation.

Properties

Name	Description
`Joint Owner Invitation (v3.0.0)`	`object` A joint owner invitation.
`firstName`	`string(text)` (required) The invitee's first name. `format: text` `minLength: 1` `maxLength: 32`
`lastName`	`string(text)` (required) The invitee's last name name. `format: text` `minLength: 1` `maxLength: 32`
`taxId`	`string` (required) The last 4 digits of the invitee's tax ID number (Social Security Number). This is not sent in the invitation email, but if the invitee enrolls in digital banking, this identification must match the last four digits of the tax ID they use to enroll. `minLength: 4` `maxLength: 4` `pattern: "^[0-9]{4}$"`
`birthdate`	`string(date)` (required) The birthdate of the invitee, in RFC 3339 `YYYY-MM-DD` `date` format. This is not sent in the invitation email, but if the invitee enrolls in digital banking, this identification must match the birthdate they use to enroll. `format: date` `minLength: 10` `maxLength: 10`
`sharedSecret`	`string(text)` (required) A string shared by the inviter with the invitee to verify their identity. This is not sent in the invitation. The inviter should share this string with the invitee though another channel. `format: text` `minLength: 5` `maxLength: 30`
`emailAddress`	`string(email)` (required) The invitee's email address. `format: email` `maxLength: 80`
`id`	`readOnlyResourceId` (required) The unique ID of the invitation. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`

jointOwnerInvitationFields

{
  "firstName": "string",
  "lastName": "string",
  "taxId": "stri",
  "birthdate": "2019-08-24",
  "sharedSecret": "string",
  "emailAddress": "user@example.com"
}

Joint Owner Invitation Fields (v3.0.0)

Fields used to compose other joint owner invitation schemas.

Properties

Name	Description
`Joint Owner Invitation Fields (v3.0.0)`	`object` Fields used to compose other joint owner invitation schemas.
`firstName`	`string(text)` (required) The invitee's first name. `format: text` `minLength: 1` `maxLength: 32`
`lastName`	`string(text)` (required) The invitee's last name name. `format: text` `minLength: 1` `maxLength: 32`
`taxId`	`string` (required) The last 4 digits of the invitee's tax ID number (Social Security Number). This is not sent in the invitation email, but if the invitee enrolls in digital banking, this identification must match the last four digits of the tax ID they use to enroll. `minLength: 4` `maxLength: 4` `pattern: "^[0-9]{4}$"`
`birthdate`	`string(date)` (required) The birthdate of the invitee, in RFC 3339 `YYYY-MM-DD` `date` format. This is not sent in the invitation email, but if the invitee enrolls in digital banking, this identification must match the birthdate they use to enroll. `format: date` `minLength: 10` `maxLength: 10`
`sharedSecret`	`string(text)` (required) A string shared by the inviter with the invitee to verify their identity. This is not sent in the invitation. The inviter should share this string with the invitee though another channel. `format: text` `minLength: 5` `maxLength: 30`
`emailAddress`	`string(email)` (required) The invitee's email address. `format: email` `maxLength: 80`

loanPayoffQuote

{
  "amount": {
    "value": "1000.00",
    "currency": "USD"
  },
  "payoffOn": "2024-07-22",
  "payoffEffectiveOn": "2024-07-22",
  "label": "The payoff amount of $1,0000.00 is valid through Monday, July 22 2024."
}

Loan Payoff Quote (v1.0.0)

Response when a loan payoff quote is requested.

The payoffEffectiveOn date may have been adjusted from the payoffOn date to ensure the payoff date falls on a business day.

The amount includes daily accrued interest up to and including the payoffEffectiveOn date.

Properties

Name	Description
`Loan Payoff Quote (v1.0.0)`	`object` Response when a loan payoff quote is requested. The `payoffEffectiveOn` date may have been adjusted from the `payoffOn` date to ensure the payoff date falls on a business day. The `amount` includes daily accrued interest up to and including the `payoffEffectiveOn` date.
`amount`	`money` (required) The total amount that must be paid to satisfy the loan, including the current balance and daily accrued interest up to and including the `payoffEffectiveOn` date.
`payoffOn`	`date(date)` (required) The target loan payoff date, in `YYYY-MM-DD` RFC 3339 `date` UTC format. `format: date` `minLength: 10` `maxLength: 10`
`payoffEffectiveOn`	`date(date)` (required) The effective loan payoff date, which may have been adjusted from the target loan payoff date, in `YYYY-MM-DD` RFC 3339 `date` UTC format. `format: date` `minLength: 10` `maxLength: 10`
`label`	`string(text)` (required) A pre-formatted message meant to display information about the loan payoff, such as effective loan payoff date and amount. `format: text` `maxLength: 2048`

loanPayoffQuoteRequest

{
  "payoffOn": "2024-07-22"
}

Loan Payoff Quote Request (v1.0.0)

Request for a loan payoff quote.

Properties

Name	Description
`Loan Payoff Quote Request (v1.0.0)`	`object` Request for a loan payoff quote.
`payoffOn`	`date(date)` (required) The target loan payoff date, in `YYYY-MM-DD` RFC 3339 `date` UTC format. `format: date` `minLength: 10` `maxLength: 10`

maskedAccountNumber

"*1008"

Masked Account Number (v1.0.1)

A masked account number: an asterisk * followed by one to four characters of the fullAccountNumber.

type: string

minLength: 2
maxLength: 5
pattern: "^\*[- _a-zA-Z0-9.]{1,4}$"

maskedMemberNumber

"*1008"

Masked Member Number (v1.0.0)

A masked member number: an asterisk * followed by one to four characters of the fullMemberNumber.

type: string

minLength: 2
maxLength: 5
pattern: "^\*[- a-zA-Z0-9.]{1,4}$"

monetaryValue

"3456.78"

Monetary Value (v1.1.1)

The monetary value, supporting only positive amounts. The numeric value is represented as a string so that it can be exact with no loss of precision.

type: string(decimal)

format: decimal
maxLength: 16
pattern: "^(0|[1-9][0-9]*)\.[0-9][0-9]$"

money

{
  "value": "1000.00",
  "currency": "USD"
}

Money (v1.0.2)

An amount of money in a specific currency.

Properties

Name	Description
`Money (v1.0.2)`	`object` An amount of money in a specific currency.
`value`	`monetaryValue(decimal)` The net monetary value. A negative amount denotes a debit; a positive amount denotes a credit. The numeric value is represented as a string so that it can be exact with no loss of precision. `format: decimal` `maxLength: 16` `pattern: "^(0\|[1-9][0-9]*)\\.[0-9][0-9]$"`
`currency`	`currencyCode(text)` The ISO 4217 currency code for this monetary value. `format: text` `minLength: 3` `maxLength: 3` `pattern: "^[A-Z]{3}$"`

newBankPeerAccount

{
  "fullAccountNumber": "123456789"
}

New Bank Peer Account (v1.0.0)

Identifies a new peer account at a bank.

Properties

Name	Description
`New Bank Peer Account (v1.0.0)`	`object` Identifies a new peer account at a bank.
`fullAccountNumber`	`fullAccountNumber` (required) A full account number. This is the number that the customer uses to reference the account within the financial institution. `minLength: 1` `maxLength: 32` `pattern: "^[- a-zA-Z0-9.]{1,32}$"`

newCreditUnionPeerAccount

{
  "fullMemberNumber": "4002",
  "suffix": "C001"
}

New Credit Union Peer Account (v1.1.0)

Identifies a new peer account at a credit union.

Properties

Name	Description
`New Credit Union Peer Account (v1.1.0)`	`object` Identifies a new peer account at a credit union.
`fullMemberNumber`	`fullMemberNumber` (required) A full (unmasked) credit union member number. `minLength: 1` `maxLength: 17` `pattern: "^[- a-zA-Z0-9.]{1,17}$"`
`suffix`	`creditUnionAccountSuffix` An account suffix which uniquely identifies a credit union member's account. The combined member number and account suffix is unique among all accounts at the credit union. `minLength: 1` `maxLength: 6` `pattern: "^[a-zA-Z0-9]{1,6}$"`

newJointOwnerInvitation

{
  "firstName": "Mary",
  "lastName": "Jones",
  "taxId": "3333",
  "sharedSecret": "obsolete obese octopus",
  "emailAddress": "Mary.Jones@example.com",
  "birthdate": "2000-04-10"
}

New Joint Owner Invitation (v3.0.0)

A request to create an invitation to add a new joint owner to an account.

Properties

Name	Description
`New Joint Owner Invitation (v3.0.0)`	`object` A request to create an invitation to add a new joint owner to an account.
`firstName`	`string(text)` (required) The invitee's first name. `format: text` `minLength: 1` `maxLength: 32`
`lastName`	`string(text)` (required) The invitee's last name name. `format: text` `minLength: 1` `maxLength: 32`
`taxId`	`string` (required) The last 4 digits of the invitee's tax ID number (Social Security Number). This is not sent in the invitation email, but if the invitee enrolls in digital banking, this identification must match the last four digits of the tax ID they use to enroll. `minLength: 4` `maxLength: 4` `pattern: "^[0-9]{4}$"`
`birthdate`	`string(date)` (required) The birthdate of the invitee, in RFC 3339 `YYYY-MM-DD` `date` format. This is not sent in the invitation email, but if the invitee enrolls in digital banking, this identification must match the birthdate they use to enroll. `format: date` `minLength: 10` `maxLength: 10`
`sharedSecret`	`string(text)` (required) A string shared by the inviter with the invitee to verify their identity. This is not sent in the invitation. The inviter should share this string with the invitee though another channel. `format: text` `minLength: 5` `maxLength: 30`
`emailAddress`	`string(email)` (required) The invitee's email address. `format: email` `maxLength: 80`

newPeerAccount

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "creditUnion": {
    "fullMemberNumber": "4002",
    "suffix": "C001"
  }
}

New Peer Account (v2.0.0)

Representation used to create a new peer account. The object must contain either bank or creditUnion properties (but not both).

Properties

Name Description

New Peer Account (v2.0.0) object
Representation used to create a new peer account. The object must contain either bank or creditUnion properties (but not both).

firstName string(text) (required)
The account holder's first name.
format: text
maxLength: 24

lastName string(text) (required)
The account holder's last name.
format: text
maxLength: 24

nickname accountNickname(text) (required)
A nickname for this account.
format: text
maxLength: 50

type

peerAccountProductType (required)

The type (or category) of banking product.

peerAccountProductType strings may have one of the following enumerated values:

Value	Description
`savings`	Savings: Savings Account
`checking`	Checking: Checking Account
`loan`	Loan: Loan Account

enum values: savings, checking, loan

bank newBankPeerAccount
Identifies a new peer account at a bank.

creditUnion newCreditUnionPeerAccount
Identifies a new peer account at a credit union.

overdraftAccountItem

{
  "id": "5c9b4e50a0401ef4eb2e",
  "label": "Premiere Savings *1234",
  "maskedNumber": "*1234"
}

Overdraft Account Items (v1.1.0)

An overdraft protection account linked to another protected account. The label and maskedNumber are informational only.

Properties

Name	Description
`Overdraft Account Items (v1.1.0)`	`object` An overdraft protection account linked to another protected account. The `label` and `maskedNumber` are informational only.
`id`	`resourceId` (required) The unique ID of the account resource. Use this as the `{accountId}` in `getAccount` or `listAccountBalances`. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`label`	`string(text)` The human-readable label for this account. This is either the `nickname` (if assigned for the current customer), or the `product.label` concatenated with the `maskedNumber`. `read-only` `format: text` `maxLength: 80`
`maskedNumber`	`maskedAccountNumber` A masked account number: an asterisk `` followed by one to four characters of the `fullAccountNumber`. `minLength: 2` `maxLength: 5` `pattern: "^\\[- _a-zA-Z0-9.]{1,4}$"`

overdraftProtection

{
  "maximumOverdraftAccounts": 1,
  "accounts": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ],
  "elections": {
    "primary": {
      "election": true,
      "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
    },
    "secondary": {
      "election": false
    }
  }
}

Overdraft Protection Settings (v1.2.0)

Representation of the overdraft protection settings, consisting of a list of overdraft protection accounts linked to the account identified by the {accountId} (also known as overdraft protection sweep accounts), and elections for the primary and secondary overdraft protection plans.

Properties

Name	Description
`Overdraft Protection Settings (v1.2.0)`	`object` Representation of the overdraft protection settings, consisting of a list of overdraft protection accounts linked to the account identified by the `{accountId}` (also known as overdraft protection sweep accounts), and elections for the primary and secondary overdraft protection plans.
`accounts`	`array: [overdraftAccountItem]` (required) The ordered list of accounts assigned as overdraft protection sweep accounts. This array is limited to no more than `maximumOverdraftAccounts` accounts. `unique items` `maxItems: 4` items: `object`
`maximumOverdraftAccounts`	`integer(int32)` (required) The maximum number of overdraft protection accounts that may be linked to the account. `read-only` `format: int32` `minimum: 0` `maximum: 4`
`elections`	`overdraftProtectionElections` (required) Describes whether the account holder elected primary or secondary overdraft protection for the account and when those elections were last updated.

overdraftProtectionElection

{
  "election": true,
  "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
}

Overdraft Protection Election (v1.0.0)

Overdraft Protection Election. Describes whether an account holder has elected for an overdraft protection plan for this account or not, and when that election was last updated.

Properties

Name	Description
`Overdraft Protection Election (v1.0.0)`	`object` Overdraft Protection Election. Describes whether an account holder has elected for an overdraft protection plan for this account or not, and when that election was last updated.
`election`	`boolean` (required) If `true`, an account holder has elected to enable an overdraft protection plan for this account. `false` if the account holder has never set an election option or if the last change was to opt out of the plan.
`lastUpdatedAt`	`readOnlyTimestamp(date-time)` The date and time when an account holder last changed the overdraft protection plan election. This property is omitted if an account holder has not yet changed the election for this plan. `read-only` `format: date-time` `minLength: 20` `maxLength: 30`

overdraftProtectionElections

{
  "primary": {
    "election": true,
    "lastUpdatedAt": "2024-03-04T04:05:24.375Z"
  },
  "secondary": {
    "election": false
  }
}

Overdraft Protection Elections (v1.0.0)

Describes whether the account holder elected primary or secondary overdraft protection for the account and when those elections were last updated.

Properties

Name	Description
`Overdraft Protection Elections (v1.0.0)`	`object` Describes whether the account holder elected primary or secondary overdraft protection for the account and when those elections were last updated.
`primary`	`overdraftProtectionElection` (required) Describes whether an account holder elected for the account to participate in the financial institution's primary overdraft protection plan.
`secondary`	`overdraftProtectionElection` Describes whether an account holder elected for the account to participate in the financial institution's secondary overdraft protection plan. This value is only set if the financial institution offers a secondary overdraft protection plan.

overdraftProtectionPatch

{
  "items": [
    {
      "id": "da1331a9e9168ea91346",
      "label": "Checking *3456",
      "maskedNumber": "*3456"
    },
    {
      "id": "5c9b4e50a0401ef4eb2e",
      "label": "Premiere Savings *1234",
      "maskedNumber": "*1234"
    }
  ]
}

Overdraft Protection Patch (v1.1.2)

Representation of request used to patch the overdraft protection settings consisting of a list of overdraft protection accounts linked to the account identified by the {accountId}. Note that changes to elections for the primary or secondary overdraft protection plans is done with the setOverdraftProtectionElections operation.

Properties

Name	Description
`Overdraft Protection Patch (v1.1.2)`	`object` Representation of request used to patch the overdraft protection settings consisting of a list of overdraft protection accounts linked to the account identified by the `{accountId}`. Note that changes to elections for the primary or secondary overdraft protection plans is done with the `setOverdraftProtectionElections` operation.
`accounts`	`array: [overdraftAccountItem]` The ordered list of accounts assigned as overdraft protection sweep accounts. This array is limited to no more than `maximumOverdraftAccounts` accounts. `unique items` `maxItems: 4` items: `object`

overdraftProtectionPolicies

{
  "secondaryOffered": true,
  "secondaryIndependentOfPrimary": true,
  "secondaryElectionRequiresPrimaryElection": true,
  "primaryWithdrawalRequiresSecondaryWithdrawal": true
}

Overdraft Protection Policies (v1.0.0)

The financial institutions policies which govern how the banking customer may elect or withdraw enrollment in the primary and/or secondary Overdraft Protection plans, if these are offered at the financial institution.

Properties

Name	Description
`Overdraft Protection Policies (v1.0.0)`	`object` The financial institutions policies which govern how the banking customer may elect or withdraw enrollment in the primary and/or secondary Overdraft Protection plans, if these are offered at the financial institution.
`secondaryOffered`	`boolean` (required) If `true`, the financial institution offers a secondary overdraft protection plan for some banking products and accounts.
`secondaryIndependentOfPrimary`	`boolean` (required) If `true`: when a banking customer elects to enroll an account in the primary overdraft protection plan, the account is not automatically enrolled in the secondary overdraft protection plan, and * when a banking customer elects to withdraw an account from the primary overdraft protection plan, the account is not automatically withdrawn from the secondary overdraft protection plan. Always `false` if `secondaryOffered` is `false`.
`secondaryElectionRequiresPrimaryElection`	`boolean` (required) If `true`, when a banking customer elects to enroll in the secondary overdraft protection plan for an account, they must elect to enroll in the primary overdraft protection plan. Always `false` if `secondaryOffered` is `false`. Always `false` if `secondaryOffered` is `false`.
`primaryWithdrawalRequiresSecondaryWithdrawal`	`boolean` (required) If the user withdraws their election for (opts out of) the primary overdraft protection plan, the election for the secondary plan is also be withdrawn. Always `false` if `secondaryOffered` is `false`.

peerAccount

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "id": "211683072e1d6c05d9bb",
  "label": "Phil's checking",
  "state": "active",
  "creditUnion": {
    "maskedMemberNumber": "*02",
    "suffix": "C001"
  },
  "allows": {
    "transferTo": true,
    "transferFrom": false,
    "delete": false,
    "archive": true,
    "patch": true,
    "replace": true
  },
  "createdAt": "2024-03-21T07:56:02.375Z",
  "hasPendingTransfers": true,
  "hasFailedTransfers": false
}

Peer Account (v2.0.0)

A peer account resource - an account held by a peer at the same financial institution. This object has only one of the bankAccount or creditUnionAccount properties.

Properties

Name Description

Peer Account (v2.0.0) object
A peer account resource - an account held by a peer at the same financial institution. This object has only one of the bankAccount or creditUnionAccount properties.

createdAt readOnlyTimestamp(date-time) (required)
The date-time when this resource was created, in RFC 3339 date-time YYYY-MM-DDThh:mm:ss.sssZ format, UTC. This is derived and immutable.
read-only
format: date-time
minLength: 20
maxLength: 30

id readOnlyResourceId (required)
The unique identifier for this peer account resource. This is an immutable opaque string.
read-only
minLength: 6
maxLength: 48
pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"

state

peerAccountState (required)

Peer account state

peerAccountState strings may have one of the following enumerated values:

Value	Description
`active`	Active: The account is active and eligible for transfers
`archived`	Archived: The customer/member has archived this peer account.

enum values: active, archived

label string(text) (required)
The human-readable label for this peer account. This is either the nickname (if assigned), or the name of the account's product type concatenated with the masked account/member number.
read-only
format: text
maxLength: 50

firstName string(text) (required)
The account holder's first name.
format: text
maxLength: 24

lastName string(text) (required)
The account holder's last name.
format: text
maxLength: 24

nickname accountNickname(text) (required)
A nickname for this account.
format: text
maxLength: 50

type

peerAccountProductType (required)

The type (or category) of banking product.

peerAccountProductType strings may have one of the following enumerated values:

Value	Description
`savings`	Savings: Savings Account
`checking`	Checking: Checking Account
`loan`	Loan: Loan Account

enum values: savings, checking, loan

allows peerAccountPermissions (required)
Flags which indicate the permissions the current authorized user has on this peer account resource.

bank

bankPeerAccount
A peer account for a bank financial institution.

Note: The full account number is omitted unless the request includes the ?unmasked=true query parameter.

creditUnion

creditUnionPeerAccount
A peer account within a credit union financial institution.

Note: The full member number and suffix are omitted unless the request includes the ?unmasked=true query parameter.

hasPendingTransfers boolean (required)
If true, then there are one or more pending (scheduled) transfers involving this peer account.

hasFailedTransfers boolean (required)
If true, then there are one or more failed transfers involving this peer account. This indicates the properties such as the bank.fullAccountNumber or creditUnion.fullMemberNumber may be incorrect and require attention.

peerAccountItem

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "id": "211683072e1d6c05d9bb",
  "state": "active",
  "label": "Phil's checking",
  "createdAt": "2024-03-21T07:56:02.375Z"
}

Peer Account Item (v2.0.0)

Summary representation of a peer account resource. To fetch the full representation of this peer account, use the getPeerAccount operation, passing this item's id field as the peerAccountId path parameter.

Properties

Name Description

Peer Account Item (v2.0.0) object
Summary representation of a peer account resource. To fetch the full representation of this peer account, use the getPeerAccount operation, passing this item's id field as the peerAccountId path parameter.

state

peerAccountState (required)

Peer account state

peerAccountState strings may have one of the following enumerated values:

Value	Description
`active`	Active: The account is active and eligible for transfers
`archived`	Archived: The customer/member has archived this peer account.

enum values: active, archived

firstName string(text) (required)
The account holder's first name.
format: text
maxLength: 24

lastName string(text) (required)
The account holder's last name.
format: text
maxLength: 24

nickname accountNickname(text) (required)
A nickname for this account.
format: text
maxLength: 50

type

peerAccountProductType (required)

The type (or category) of banking product.

peerAccountProductType strings may have one of the following enumerated values:

Value	Description
`savings`	Savings: Savings Account
`checking`	Checking: Checking Account
`loan`	Loan: Loan Account

enum values: savings, checking, loan

peerAccountPatch

{
  "nickname": "Martin's college allowance checking"
}

Peer Account Patch (v1.0.0)

Request data to patch a peer account.

Properties

Name	Description
`Peer Account Patch (v1.0.0)`	`object` Request data to patch a peer account.
`nickname`	`string(text) \| null` An optional nickname for this account. `format: text` `maxLength: 50` `nullable`

peerAccountPermissions

{
  "transferFrom": true,
  "transferTo": true,
  "delete": true,
  "archive": true,
  "patch": true,
  "replace": true
}

Peer Account Permissions (v1.1.0)

Flags which indicate the permissions the current authorized user has on this peer account resource.

Properties

Name	Description
`Peer Account Permissions (v1.1.0)`	`object` Flags which indicate the permissions the current authorized user has on this peer account resource.
`transferFrom`	`boolean` (required) If `true`, the customer may use this peer account as the target (deposit) account for account-to-account transfers.
`transferTo`	`boolean` (required) If `true`, the customer may use this peer account as the source (debit) account for account-to-account transfers.
`delete`	`boolean` (required) If `true`, the user may delete this instance. If `false`, the user should resolve conflicts (such as canceling any transfers that involve the peer account) or archive the account instead.
`archive`	`boolean` (required) If `true`, the user may archive this instance using the `archivePeerAccount` operation.
`patch`	`boolean` (required) If `true`, the user may patch this resource using the `patchPeerAccount` operation.
`replace`	`boolean` (required) If `true`, the user may replace this peer account using the `replacePeerAccount` operation.

peerAccountProductType

"savings"

Peer Account Product Type (v1.0.0)

The type (or category) of banking product.

peerAccountProductType strings may have one of the following enumerated values:

Value	Description
`savings`	Savings: Savings Account
`checking`	Checking: Checking Account
`loan`	Loan: Loan Account

type: string

enum values: savings, checking, loan

peerAccountReplacement

{
  "firstName": "Phil",
  "lastName": "Chase",
  "nickname": "Phil's checking",
  "type": "checking",
  "creditUnion": {
    "fullMemberNumber": "4002",
    "suffix": "C001"
  }
}

Peer Account Replacement (v1.1.0)

Representation used to replace key account identification properties of a peer account. The object must contain either bank or creditUnion properties (but not both).

Properties

Name Description

Peer Account Replacement (v1.1.0) object
Representation used to replace key account identification properties of a peer account. The object must contain either bank or creditUnion properties (but not both).

firstName string(text)
The account holder's first name.
format: text
maxLength: 24

lastName string(text)
The account holder's last name.
format: text
maxLength: 24

nickname accountNickname(text)
A nickname for this account.
format: text
maxLength: 50

type

peerAccountProductType

The type (or category) of banking product.

peerAccountProductType strings may have one of the following enumerated values:

Value	Description
`savings`	Savings: Savings Account
`checking`	Checking: Checking Account
`loan`	Loan: Loan Account

enum values: savings, checking, loan

bank bankPeerAccountReplacement
Identifies a new peer account at a bank.

creditUnion creditUnionPeerAccountReplacement
Identifies a new peer account at a credit union.

peerAccountState

"active"

Peer Account State (v1.0.0)

Peer account state

peerAccountState strings may have one of the following enumerated values:

Value	Description
`active`	Active: The account is active and eligible for transfers
`archived`	Archived: The customer/member has archived this peer account.

type: string

enum values: active, archived

peerAccounts

{
  "maximumPeerAccounts": 15,
  "totalCount": 2,
  "items": [
    {
      "id": "211683072e1d6c05d9bb",
      "firstName": "Phil",
      "lastName": "Chase",
      "nickname": "Phil's checking",
      "label": "Phil's checking",
      "state": "active",
      "type": "checking",
      "createdAt": "2024-03-21T07:56:02.375Z"
    },
    {
      "id": "5a7a84543f3328c96389",
      "firstName": "Sally",
      "lastName": "Chase",
      "nickname": "Sally's savings",
      "label": "Sally's savings",
      "state": "active",
      "type": "savings",
      "createdAt": "2024-03-21T07:56:02.375Z"
    }
  ]
}

Peer Account Collection (v2.0.0)

A list of the customer's/member's peer accounts. There is no default sort order for the items. This list is not paginated. The number of items is the number of accounts that match the filter criteria. The totalCount is the customer/member's total number of peer accounts, ignoring any filters.

Properties

Name	Description
`Peer Account Collection (v2.0.0)`	`object` A list of the customer's/member's peer accounts. There is no default sort order for the items. This list is not paginated. The number of `items` is the number of accounts that match the filter criteria. The `totalCount` is the customer/member's total number of peer accounts, ignoring any filters.
`totalCount`	`integer(int32)` (required) The customer/member's total number of peer accounts, ignoring any filters. The financial institution limits the number of peer accounts each customer/member may have (usually 15, but no more than 100). `format: int32` `minimum: 0` `maximum: 100`
`maximumPeerAccounts`	`integer(int32)` (required) The maximum number of peer accounts the customer/member can create. Attempts to create a new peer account fail if the `totalCount` of peer accounts is equal to this maximum. `format: int32` `minimum: 0` `maximum: 100`
`items`	`array: [peerAccountItem]` (required) An array containing a list of peer account items. `maxItems: 100` items: `object`

pendingAccountVerificationLetter

{}

Pending Account Verification Letter (v1.0.0)

Response when an account verification letter is pending but not yet available. There are no properties in this object response.

Properties

Name	Description
`Pending Account Verification Letter (v1.0.0)`	`object` Response when an account verification letter is pending but not yet available. There are no properties in this object response.

problemResponse

{
  "id": "3fbad566-be86-4b22-9ba6-3ca99fdc0799",
  "type": "https://production.api.apiture.com/errors/noSuchAccount/v1.0.0",
  "title": "Account Not Found",
  "status": 422,
  "occurredAt": "2022-04-25T12:42:21.375Z",
  "detail": "No account exists for the given account reference",
  "instance": "https://production.api.apiture.com/banking/transfers/bb709151-575041fcd617"
}

Problem Response (v0.4.1)

API problem or error response, as per RFC 9457 application/problem+json.

Properties

Name	Description
`Problem Response (v0.4.1)`	`object` API problem or error response, as per RFC 9457 application/problem+json.
`type`	`string(uri-reference)` A URI reference (RFC3986) that identifies the problem type. If present, this is the URL of human-readable HTML documentation for the problem type. When this member is not present, its value is assumed to be `"about:blank"`. `format: uri-reference` `maxLength: 2048`
`title`	`string(text)` A short, human-readable summary of the problem type. The title is usually the same for all problem with the same `type`. `format: text` `maxLength: 120`
`status`	`integer(int32)` The HTTP status code for this occurrence of the problem. `format: int32` `minimum: 100` `maximum: 599`
`detail`	`string(text)` A human-readable explanation specific to this occurrence of the problem. `format: text` `maxLength: 256`
`instance`	`string(uri-reference)` A URI reference that identifies the specific occurrence of the problem. This is the URI of an API resource that the problem is related to, with a unique error correlation ID URI fragment `format: uri-reference` `maxLength: 2048`
`id`	`readOnlyResourceId` The unique identifier for this problem. This is an immutable opaque string. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`occurredAt`	`readOnlyTimestamp(date-time)` The timestamp when the problem occurred, in RFC 3339 date-time `YYYY-MM-DDThh:mm:ss.sssZ` format, UTC. `read-only` `format: date-time` `minLength: 20` `maxLength: 30`
`problems`	`array: [apiProblem]` Optional root-causes if there are multiple problems in the request or API call processing. `maxItems: 128` items: `object`
`attributes`	`object` Additional optional attributes related to the problem. This data conforms to the schema associated with the error type.

productReference

{
  "type": "cd",
  "coreType": "CD",
  "code": "180D_CDA",
  "label": "180 Day CD",
  "description": "Certificate of Deposit with a 180 day term"
}

Product Reference (v2.3.0)

A reference to a banking product.

Properties

Name	Description
`Product Reference (v2.3.0)`	`object` A reference to a banking product.
`type`	`productType` (required) The type of account. enum values: `savings`, `checking`, `cd`, `ira`, `loan`, `creditCard`, `moneyMarket`
`coreType`	`string` (required) The account product type in the banking core. For example, some cores may use `"D"` for a demand deposit (checking) account, some may use `"DDA"`. `minLength: 1` `maxLength: 4` `pattern: "^[A-Z0-9]{1,4}$"`
`code`	`string(text)` (required) The product's product code which uniquely identifies the product from other banking products. Codes are unique to the financial institution. For example, different products with the same `type` and the same `coreType` but different rates or other properties have different product codes, such as `CD3M`, `DDA_HI_YLD`, `P3207`. `format: text` `minLength: 1` `maxLength: 16`
`label`	`string(text)` (required) A human-readable label for this banking product. `format: text` `minLength: 2` `maxLength: 48`
`description`	`string(markdown)` A human-readable description of this banking product. `format: markdown` `minLength: 2` `maxLength: 400`

productType

"savings"

Product Type (v2.1.0)

The type (or category) of banking product.

productType strings may have one of the following enumerated values:

Value	Description
`savings`	Savings: Savings Account
`checking`	Checking: Checking Account
`cd`	CD: Certificate of Deposit Account
`ira`	IRA: Individual Retirement Account
`loan`	Loan: Loan Account
`creditCard`	Credit Card: Credit Card Account
`moneyMarket`	Money Market: Money Market Account

type: string

enum values: savings, checking, cd, ira, loan, creditCard, moneyMarket

readOnlyResourceId

"string"

Read-only Resource Identifier (v1.0.1)

The unique, opaque system-assigned identifier for a resource. This case-sensitive ID is also used in URLs as path parameters or in other properties or parameters that reference a resource by ID rather than URL. Resource IDs are immutable.

type: string

read-only
minLength: 6
maxLength: 48
pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"

readOnlyTimestamp

"2021-10-30T19:06:04.250Z"

Read-Only Timestamp (v1.0.0)

A readonly or derived timestamp (an instant in time) formatted in RFC 3339 date-time UTC format: YYYY-MM-DDThh:mm:ss.sssZ.

type: string(date-time)

read-only
format: date-time
minLength: 20
maxLength: 30

requiredIdentityChallenge

{
  "operationId": "createTransfer",
  "challengeId": "0504076c566a3cf7009c",
  "factors": [
    {
      "type": "sms",
      "labels": [
        "9876"
      ],
      "id": "85c0ee5753fcd0b0953f"
    },
    {
      "type": "voice",
      "labels": [
        "9876"
      ],
      "id": "d089e10a80a8627df37b"
    },
    {
      "type": "voice",
      "labels": [
        "6754"
      ],
      "id": "10506ecf9d1c2ee00403"
    },
    {
      "type": "email",
      "labels": [
        "an****nk@example.com",
        "an****98@example.com"
      ],
      "id": "e917d671cb2f030b56f1"
    },
    {
      "type": "authenticatorToken",
      "labels": [
        "Acme fob"
      ],
      "id": "fe6c452d7da0bbb4e407"
    },
    {
      "type": "securityQuestions",
      "securityQuestions": {
        "questions": [
          {
            "id": "q1",
            "prompt": "What is your mother's maiden name?"
          },
          {
            "id": "q4",
            "prompt": "What is your high school's name?"
          },
          {
            "id": "q9",
            "prompt": "What is the name of your first pet?"
          }
        ]
      },
      "id": "df33c6f88a37d6b3f0a6"
    }
  ]
}

Required Challenge (v1.2.3)

A request from the service for the user to verify their identity. This contains a challenge ID, the corresponding operation ID, and a list of challenge factors for identity verification. The user must complete one of these challenge factors to satisfy the challenge. This schema defines the attributes in the 401 Unauthorized problem response when the 401 problem type name is challengeRequired. See the "Challenge API" for details.

Properties

Name	Description
`Required Challenge (v1.2.3)`	`object` A request from the service for the user to verify their identity. This contains a challenge ID, the corresponding operation ID, and a list of challenge factors for identity verification. The user must complete one of these challenge factors to satisfy the challenge. This schema defines the attributes in the 401 Unauthorized problem response when the 401 problem type name is `challengeRequired`. See the "Challenge API" for details.
`operationId`	`challengeOperationId` (required) The ID of an operation/action for which the user must verify their identity via an identity challenge. This is passed when starting a challenge factor or when validating the identity challenge responses. `minLength: 6` `maxLength: 48` `pattern: "^[-a-zA-Z0-9$_]{6,48}$"`
`challengeId`	`readOnlyResourceId` (required) The unique ID of this challenge instance. This is an opaque string. This is passed when starting a challenge factor or when validating the identity challenge responses. `read-only` `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`factors`	`array: [challengeFactor]` (required) A list of challenge factors. The user must complete one of these challenge factors. The `labels` in each factor identify one or more channels the user may use, such as a list of email addresses the system may use to send a one-time passcode to the user. *Note: The same channel may be used by multiple factors in the array of factors. For example, the user's primary mobile phone number may be used for both an `sms` factor and a `voice` factor. `minItems: 1` `maxItems: 8` items: `object`

resourceId

"string"

Resource Identifier (v1.0.1)

The unique, opaque system identifier for a resource. This case-sensitive ID is also used as path parameters in URLs or in other properties or parameters that reference a resource by ID rather than URL.

type: string

minLength: 6
maxLength: 48
pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"

transferAccountReference

{
  "id": "e821ce54-c715",
  "label": "Premiere Checking *6789",
  "type": "checking",
  "location": "internal"
}

Transfer Account Reference (v3.0.0)

A reference to a banking account used within an account to account transfer. This object may be set from an account's account.reference object.

Properties

Name	Description
`Transfer Account Reference (v3.0.0)`	`object` A reference to a banking account used within an account to account transfer. This object may be set from an account's `account.reference` object.
`id`	`resourceId` (required) The unique ID of a banking account. `minLength: 6` `maxLength: 48` `pattern: "^[-_:.~$a-zA-Z0-9]{6,48}$"`
`label`	`accountLabel1(text)` The human-readable label for this account. This is either the `nickname` (if assigned for the current customer), or the `product.label` concatenated with the `maskedNumber`. `format: text` `minLength: 1` `maxLength: 80`
`type`	`productType` The product type of the account. enum values: `savings`, `checking`, `cd`, `ira`, `loan`, `creditCard`, `moneyMarket`
`location`	`accountLocation` Indicates where an account is held. enum values: `internal`, `external`, `outside`, `peer`

Generated by @apiture/api-doc 3.2.4 on Thu Feb 27 2025 22:02:29 GMT+0000 (Coordinated Universal Time).