Identity v0.6.3

Scroll down for code samples, example requests and responses. Select a language for code samples from the tabs above or the mobile navigation menu.

This API manages the set of actions that allow financial institutions to verify the identity of their customers and applicants. 'Identity' is defined as a set of personally identifiable information (PII) that can potentially identify a specific individual.

PII consists of the following attributes:

• taxId The identity's tax or government ID
• firstName The identity's first name
• lastName The identity's last name
• address1 Line 1 of the identity's street address
• address2 Line 2 of the identity's street address
• city The identity's city
• region The identity's region
• postalCode The identity's postal code
• phone The identity's phone
• birthdate The identity's birth date in yyyy-mm-dd format.
• email The identity's email address
• ipAddress The identity's IP address

There are two major steps to the identity verification process - fraud-risk analysis and knowledge-base authentication (KBA) quizzes.

A fraud-risk report can be generated by specifying the PII associated with an individual. The report will contain a state indicating the result of the operation as well as an optional list of fraud risk factors associated with that identity. A passed state indicates that the provided PII was located and contains no risk factors. A passedWithRiskFactors state means that the provided PII matches an identity but contains risk factors. A failed state means that the provided PII does not match any identity records. In order to generate a report, submit the PII via POST to /fraudRiskReports. This will return a 201 response containing a new fraudRiskReport resource which includes a set outputs with a collection of fraudRiskCategories. These categories are:

• personalInfoDoesNotMatch The retrieved identity does not match the provided PII.
• addressIsPOBoxOrNonApproved The provided address is a PO Box or other non-approved address
• addressIsHighRisk The provided address is considered high-risk
• identityOnGovernmentWatchlist The provided identity is located on one or more government watchlists
• identityOnAlertList The provided identity is located on one or more alert lists
• ipRestricted The provided IP address is restricted
• emailRestricted The provided email address is restricted
• ageRestricted The provided identity does not meet the required age. Example: US COPPA laws forbid conducting e-commerce with people under 14 years of age.
• nonStandardTaxId The provided taxId is non-standard. Example: The provided SSN is an ITIN (Individual Taxpayer Identification Number)

A quiz containing a list of questions and their possible answers can be generated with a set of PII. This information can be used to assist in the verification of the identity, by presenting the customer or applicant with the questions and prompting them to choose the appropriate answers. These answers can then be submitted to verify their correctness, confirming the identity.

In order to generate a quiz, submit the PII via POST to /quizzes. This will return a 201 response containing a new quiz resource with a state of pending. You can then POST to /quizzes/{quizId}/questions by following the apiture:getQuestions link to generate one-time-use (transient) set of questions. When you have collected the answers to these questions you can submit them to /quizzes/{quizId}/answers via POST by following the apiture:score link. This will return the quiz resource with an updated state, either passed, failed or expired.

Download OpenAPI Definition (YAML)

Base URLs:

• https://api.devbank.apiture.com/identity

Terms of service

Email: Apiture Web: Apiture

Authentication

• API Key (apiKey)
  • header parameter: API-Key
  • API Key based authentication. Each client application must pass its private, unique API key, allocated in the developer portal, via the API-Key: {api-key} request header.

• OAuth2 authentication (accessToken)
  • OAuth2 client access token authentication. The client authenticates against the server at authorizationUrl, passing the client's private clientId (and optional clientSecret) as part of this flow. The client obtains an access token from the server at tokenUrl. It then passes the received access token via the Authorization: Bearer {access-token} header in subsequent API calls. The authorization process also returns a refresh token which the client should use to renew the access token before it expires.
  • Flow: authorizationCode
  • Authorization URL = /auth/oauth2/authorize
  • Token URL = /auth/oauth2/token

API

Endpoints which describe this API.

getApi

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/ \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY'

GET https://api.devbank.apiture.com/identity/ HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY'

};

fetch('https://api.devbank.apiture.com/identity/',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY'
}

r = requests.get('https://api.devbank.apiture.com/identity/', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Top-level resources and operations in this API

GET /

Return links to the top-level resources and operations in this API.

    
      Click on 'Try It' to get a response.
    
  

Example responses

OK

{
  "id": "identity",
  "name": "Identity",
  "apiVersion": "0.1.0",
  "_profile": "https://api.apiture.com/schemas/common/root/v2.0.0/profile.json",
  "_links": {
    "apiture:fraudRiskReports": {
      "href": "/identity/fraudRiskReports"
    },
    "apiture:quizzes": {
      "href": "/identity/quizzes"
    }
  }
}

200 Response

{
  "id": "apiName",
  "name": "API name",
  "apiVersion": "1.0.0",
  "_profile": "http://localhost:8080/schemas/common/root/v2.0.0/profile.json",
  "_links": {}
}

Responses

getApiDoc

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/apiDoc \
  -H 'Accept: application/json' \
  -H 'API-Key: API_KEY'

GET https://api.devbank.apiture.com/identity/apiDoc HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/json

var headers = {
  'Accept':'application/json',
  'API-Key':'API_KEY'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/apiDoc',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/json',
  'API-Key':'API_KEY'

};

fetch('https://api.devbank.apiture.com/identity/apiDoc',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/json',
  'API-Key' => 'API_KEY'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/apiDoc',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/json',
  'API-Key': 'API_KEY'
}

r = requests.get('https://api.devbank.apiture.com/identity/apiDoc', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/apiDoc");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/json"},
        "API-Key": []string{"API_KEY"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/apiDoc", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Return API definition document

GET /apiDoc

Return the OpenAPI document that describes this API.

    
      Click on 'Try It' to get a response.
    
  

Example responses

200 Response

{}

Responses

Response Schema

Fraud-Risk Reports

Identity Fraud-Risk Reports

getFraudRiskReports

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/fraudRiskReports \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.devbank.apiture.com/identity/fraudRiskReports HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/fraudRiskReports',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/fraudRiskReports',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/fraudRiskReports',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.devbank.apiture.com/identity/fraudRiskReports', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/fraudRiskReports");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/fraudRiskReports", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Returns a collection of fraud-risk analysis results

GET /fraudRiskReports

Return a paginated sortable filterable searchable collection of fraud-risk analysis reports.The links in the response include pagination links.

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

200 Response

{
  "_profile": "https://api.apiture.com/schemas/identity/fraudRiskReports/v2.0.0/profile.json",
  "start": 0,
  "limit": 1,
  "count": 1,
  "name": "fraudRiskReports",
  "_links": {
    "self": {
      "href": "/identity/fraudRiskReports?start=0&limit=1"
    },
    "first": {
      "href": "/identity/fraudRiskReports?start=0&limit=1"
    },
    "next": {
      "href": "/identity/fraudRiskReports?start=1&limit=1"
    },
    "collection": {
      "href": "/identity/fraudRiskReports"
    }
  },
  "_embedded": {
    "items": [
      {
        "_profile": "https://api.apiture.com/schemas/identity/fraudRiskReport/v2.0.0/profile.json",
        "_links": {
          "self": {
            "href": "/identity/fraudRiskReports/c6dbc32f-e0eb-4947-9819-c691bb9164a5"
          },
          "apiture:contact": {
            "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
          }
        },
        "_id": "c6dbc32f-e0eb-4947-9819-c691bb9164a5",
        "type": "fraudRiskReport",
        "inputs": {
          "identity": {
            "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
            "taxId": "555-55-5555",
            "firstName": "John",
            "lastName": "Smith",
            "address1": "1741 Tiburon Dr",
            "city": "Wilmington",
            "region": "NC",
            "postalCode": "28403",
            "phone": "555-555-5555",
            "birthdate": "1940-10-15",
            "email": "api@apiture.com",
            "ipAddress": "127.0.0.1"
          }
        },
        "outputs": {
          "state": "passedWithRiskFactors",
          "providerReportId": 1234,
          "fraudRiskCategories": [
            {
              "type": "personalInfoDoesNotMatch",
              "description": "The retrieved identity does not match the provided PII."
            },
            {
              "type": "addressIsPOBoxOrNonApproved",
              "description": "The provided address is a PO Box or other non-approved address"
            },
            {
              "type": "identityOnGovernmentWatchlist",
              "description": "The provided identity is located on one or more government watchlists"
            },
            {
              "type": "identityOnAlertList",
              "description": "The provided identity is located on one or more alert lists"
            },
            {
              "type": "ipRestricted",
              "description": "The provided IP address is restricted"
            },
            {
              "type": "emailRestricted",
              "description": "The provided email address is restricted"
            }
          ]
        }
      }
    ]
  }
}

Responses

createFraudRiskReport

Code samples

# You can also use wget
curl -X POST https://api.devbank.apiture.com/identity/fraudRiskReports \
  -H 'Content-Type: application/hal+json' \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.devbank.apiture.com/identity/fraudRiskReports HTTP/1.1
Host: api.devbank.apiture.com
Content-Type: application/hal+json
Accept: application/hal+json

var headers = {
  'Content-Type':'application/hal+json',
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/fraudRiskReports',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');
const inputBody = '{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  }
}';
const headers = {
  'Content-Type':'application/hal+json',
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/fraudRiskReports',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/hal+json',
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.devbank.apiture.com/identity/fraudRiskReports',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/hal+json',
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.devbank.apiture.com/identity/fraudRiskReports', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/fraudRiskReports");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/hal+json"},
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.devbank.apiture.com/identity/fraudRiskReports", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Create a new fraud-risk analysis report

POST /fraudRiskReports

Create a new fraud-risk analysis report in the fraud-risk analysis reports collection. If an apiture:contact link is specified in the request a verification token will be returned in the response. If an apiture:contact link is invalid a 400 Bad Request response will be returned. The following links will be included in a successful response under the _links property:

• self: URI of the created fraud-risk report resource - /fraudRiskReports/{fraudRiskReportId}
• apiture:contact: If the resource was created with an apiture:contact a link to the specified resource will be present

Body parameter

{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  }
}

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

201 Response

{
  "_profile": "https://api.apiture.com/schemas/identity/fraudRiskReport/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/fraudRiskReports/c6dbc32f-e0eb-4947-9819-c691bb9164a5"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "_id": "c6dbc32f-e0eb-4947-9819-c691bb9164a5",
  "type": "fraudRiskReport",
  "inputs": {
    "identity": {
      "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
      "taxId": "555-55-5555",
      "firstName": "John",
      "lastName": "Smith",
      "address1": "1741 Tiburon Dr",
      "city": "Wilmington",
      "region": "NC",
      "postalCode": "28403",
      "phone": "555-555-5555",
      "birthdate": "1940-10-15",
      "email": "api@apiture.com",
      "ipAddress": "127.0.0.1"
    }
  },
  "outputs": {
    "state": "passedWithRiskFactors",
    "fraudRiskCategories": [
      {
        "type": "personalInfoDoesNotMatch",
        "description": "The retrieved identity does not match the provided PII."
      },
      {
        "type": "addressIsHighRisk",
        "description": "The provided address is considered high-risk"
      },
      {
        "type": "addressIsPOBoxOrNonApproved",
        "description": "The provided address is a PO Box or other non-approved address"
      },
      {
        "type": "identityOnGovernmentWatchlist",
        "description": "The provided identity is located on one or more watchlists"
      },
      {
        "type": "ipRestricted",
        "description": "The provided IP address is restricted"
      },
      {
        "type": "emailRestricted",
        "description": "The provided email address is restricted"
      },
      {
        "type": "nonStandardTaxId",
        "description": "The provided taxId is non-standard. Example: The provided SSN is an ITIN (Individual Taxpayer  Identification Number)"
      },
      {
        "type": "ageRestricted",
        "description": "The provided identity does not meet the required age. Example: US COPPA laws forbid conducting e-commerce with people under 14 years of age."
      }
    ],
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
  }
}

Responses

Response Headers

getFraudRiskReport

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId} \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId} HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId}',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId}',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId}',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId}', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId}");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/fraudRiskReports/{fraudRiskReportId}", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Fetch a representation of this fraud-risk report

GET /fraudRiskReports/{fraudRiskReportId}

Return a HAL representation of this fraud-risk analysis report resource. The following links will be included in a successful response under the _links property:

• self: URI of the this fraud-risk report resource - /fraudRiskReports/{fraudRiskReportId}
• apiture:contact: If the resource was created with an apiture:contact a link to the specified resource will be present

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

200 Response

{
  "_profile": "https://api.apiture.com/schemas/identity/fraudRiskReport/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/fraudRiskReports/c6dbc32f-e0eb-4947-9819-c691bb9164a5"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "_id": "c6dbc32f-e0eb-4947-9819-c691bb9164a5",
  "type": "fraudRiskReport",
  "inputs": {
    "identity": {
      "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
      "taxId": "555-55-5555",
      "firstName": "John",
      "lastName": "Smith",
      "address1": "1741 Tiburon Dr",
      "city": "Wilmington",
      "region": "NC",
      "postalCode": "28403",
      "phone": "555-555-5555",
      "birthdate": "1940-10-15",
      "email": "api@apiture.com",
      "ipAddress": "127.0.0.1"
    }
  },
  "outputs": {
    "state": "passedWithRiskFactors",
    "fraudRiskCategories": [
      {
        "type": "personalInfoDoesNotMatch",
        "description": "The retrieved identity does not match the provided PII."
      },
      {
        "type": "addressIsHighRisk",
        "description": "The provided address is considered high-risk"
      },
      {
        "type": "addressIsPOBoxOrNonApproved",
        "description": "The provided address is a PO Box or other non-approved address"
      },
      {
        "type": "identityOnGovernmentWatchlist",
        "description": "The provided identity is located on one or more watchlists"
      },
      {
        "type": "ipRestricted",
        "description": "The provided IP address is restricted"
      },
      {
        "type": "emailRestricted",
        "description": "The provided email address is restricted"
      },
      {
        "type": "nonStandardTaxId",
        "description": "The provided taxId is non-standard. Example: The provided SSN is an ITIN (Individual Taxpayer  Identification Number)"
      },
      {
        "type": "ageRestricted",
        "description": "The provided identity does not meet the required age. Example: US COPPA laws forbid conducting e-commerce with people under 14 years of age."
      }
    ],
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
  }
}

Responses

Quizzes

Identity Verification Quizzes

getQuizzes

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/quizzes \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.devbank.apiture.com/identity/quizzes HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/quizzes',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/quizzes',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/quizzes',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.devbank.apiture.com/identity/quizzes', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/quizzes");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/quizzes", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Returns a collection of quizzes

GET /quizzes

Return a paginated sortable filterable searchable collection of quizzes. The links in the response include pagination links.

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

200 Response

{
  "_profile": "https://api.apiture.com/schemas/identity/quizzes/v2.0.0/profile.json",
  "start": 0,
  "limit": 1,
  "count": 1,
  "name": "quizzes",
  "_links": {
    "self": {
      "href": "/identity/quizzes?start=0&limit=1"
    },
    "first": {
      "href": "/identity/quizzes?start=0&limit=1"
    },
    "next": {
      "href": "/identity/quizzes?start=1&limit=1"
    },
    "collection": {
      "href": "/identity/quizzes"
    }
  },
  "_embedded": {
    "items": [
      {
        "createdAt": "2018-01-12T10:15:17Z",
        "expiresAt": "2018-01-12T10:30:17Z",
        "_links": {
          "self": {
            "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
          },
          "apiture:score": {
            "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
          },
          "apiture:contacts": {
            "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
          }
        },
        "inputs": {
          "identity": {
            "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
            "taxId": "555-55-5555",
            "firstName": "John",
            "lastName": "Smith",
            "address1": "1741 Tiburon Dr",
            "city": "Wilmington",
            "region": "NC",
            "postalCode": "28403",
            "phone": "555-555-5555",
            "birthdate": "1940-10-15",
            "email": "api@apiture.com",
            "ipAddress": "127.0.0.1"
          }
        },
        "outputs": {
          "state": "failed",
          "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
        }
      },
      {
        "createdAt": "2018-01-02T12:11:47Z",
        "expiresAt": "2018-01-02T12:26:47Z",
        "_links": {
          "self": {
            "href": "/identity/quizzes/a71c3843-32c2-4054-b7b2-fcf11a84532f"
          }
        },
        "inputs": {
          "identity": {
            "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
            "taxId": "111-11-1111",
            "firstName": "Mary",
            "lastName": "Williams",
            "address1": "1741 Tiburon Dr",
            "city": "Wilmington",
            "region": "NC",
            "postalCode": "28403",
            "phone": "555-555-5555",
            "birthdate": "1960-03-05",
            "email": "api@apiture.com",
            "ipAddress": "127.0.0.1"
          }
        },
        "outputs": {
          "state": "passed",
          "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
        }
      }
    ]
  }
}

Responses

createQuiz

Code samples

# You can also use wget
curl -X POST https://api.devbank.apiture.com/identity/quizzes \
  -H 'Content-Type: application/hal+json' \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.devbank.apiture.com/identity/quizzes HTTP/1.1
Host: api.devbank.apiture.com
Content-Type: application/hal+json
Accept: application/hal+json

var headers = {
  'Content-Type':'application/hal+json',
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/quizzes',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');
const inputBody = '{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  }
}';
const headers = {
  'Content-Type':'application/hal+json',
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/quizzes',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/hal+json',
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.devbank.apiture.com/identity/quizzes',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/hal+json',
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.devbank.apiture.com/identity/quizzes', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/quizzes");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/hal+json"},
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.devbank.apiture.com/identity/quizzes", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Create a new quiz

POST /quizzes

Create a new quiz in the quizzes collection for the specified identity. state defaults to pending If the apiture:contactlink is invalid a 400 Bad Request response will be returned. The following links will be included in a successful response under the_links` property:

• self: URI of the created quiz resource - /quizzes/{quizId}
• apiture:contact: If the resource was created with an apiture:contact a link to the specified resource will be present

Body parameter

{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  }
}

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

201 Response

{
  "_id": "73be83af-9e64-4214-8e90-76da43610b31",
  "type": "quiz",
  "createdAt": "2018-01-12T10:15:17Z",
  "expiresAt": "2018-01-12T10:30:17Z",
  "_profile": "https://api.apiture.com/schemas/identity/quiz/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
    },
    "apiture:score": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
    },
    "apiture:getQuestions": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/questions"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "inputs": {
    "identity": {
      "_profile": "https://api.apiture.com/schemas/identity/identity/v1.0.0/profile.json",
      "taxId": "555-55-5555",
      "firstName": "John",
      "lastName": "Smith",
      "address1": "1741 Tiburon Dr",
      "city": "Wilmington",
      "region": "NC",
      "postalCode": "28403",
      "phone": "555-555-5555",
      "birthdate": "1940-10-15",
      "email": "api@apiture.com",
      "ipAddress": "127.0.0.1"
    }
  },
  "outputs": {
    "state": "passed",
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
  }
}

Responses

Response Headers

getQuiz

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/quizzes/{quizId} \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.devbank.apiture.com/identity/quizzes/{quizId} HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/quizzes/{quizId}',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/quizzes/{quizId}',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/quizzes/{quizId}',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.devbank.apiture.com/identity/quizzes/{quizId}', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/quizzes/{quizId}");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/quizzes/{quizId}", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Fetch a representation of this quiz

GET /quizzes/{quizId}

Return a HAL representation of this quiz resource. The following links will be included in a successful response under the _links property:

• self: URI of the this quiz resource - /quizzes/{quizId}
• apiture:contact: If the resource was created with an apiture:contact a link to the specified resource will be present

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

200 Response

{
  "_id": "73be83af-9e64-4214-8e90-76da43610b31",
  "type": "quiz",
  "createdAt": "2018-01-12T10:15:17Z",
  "expiresAt": "2018-01-12T10:30:17Z",
  "_profile": "https://api.apiture.com/schemas/identity/quiz/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
    },
    "apiture:score": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
    },
    "apiture:getQuestions": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/questions"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "inputs": {
    "identity": {
      "_profile": "https://api.apiture.com/schemas/identity/identity/v1.0.0/profile.json",
      "taxId": "555-55-5555",
      "firstName": "John",
      "lastName": "Smith",
      "address1": "1741 Tiburon Dr",
      "city": "Wilmington",
      "region": "NC",
      "postalCode": "28403",
      "phone": "555-555-5555",
      "birthdate": "1940-10-15",
      "email": "api@apiture.com",
      "ipAddress": "127.0.0.1"
    }
  },
  "outputs": {
    "state": "passed",
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
  }
}

Responses

createQuizQuestions

Code samples

# You can also use wget
curl -X POST https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions',
{
  method: 'POST',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.devbank.apiture.com/identity/quizzes/{quizId}/questions", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Generate the questions for a quiz

POST /quizzes/{quizId}/questions

Generates the a set of questions for the quiz. Questions can only be generated if the state of the resource is pending. The following links will be included in a successful response under the _links property:

• up: URI of the quiz resource - /quizzes/{quizId}
• apiture:score: URI of the /quizzes/{quizId}/answers endpoint
• apiture:contact: If the resource was created with a apiture:contact a link to the specified resource will be present

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

201 Response

{
  "_links": {
    "up": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
    },
    "apiture:score": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
    }
  },
  "questions": [
    {
      "id": "1",
      "question": "Who have you lived with?",
      "choices": [
        "Mary",
        "Caleb",
        "Angela",
        "Elliott"
      ]
    },
    {
      "id": "2",
      "question": "What's your mother's maiden name?",
      "choices": [
        "Clark",
        "Morris",
        "Niffle",
        "Bennett"
      ]
    }
  ],
  "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
}

Responses

scoreQuiz

Code samples

# You can also use wget
curl -X POST https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers \
  -H 'Content-Type: application/hal+json' \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers HTTP/1.1
Host: api.devbank.apiture.com
Content-Type: application/hal+json
Accept: application/hal+json

var headers = {
  'Content-Type':'application/hal+json',
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers',
  method: 'post',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');
const inputBody = '{}';
const headers = {
  'Content-Type':'application/hal+json',
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers',
{
  method: 'POST',
  body: inputBody,
  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Content-Type' => 'application/hal+json',
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Content-Type': 'application/hal+json',
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Content-Type": []string{"application/hal+json"},
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.devbank.apiture.com/identity/quizzes/{quizId}/answers", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Submit the answers to a quiz

POST /quizzes/{quizId}/answers

Submits the answers for scoring and returns the quiz with a state of passed, failed, scoring or expired. Can only be processed if state is asked. The following links will be included in a successful response under the _links property:

• up: URI of the quiz resource - /quizzes/{quizId}
• apiture:contact: If the resource was created with a apiture:contact a link to the specified resource will be present

Body parameter

{}

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

201 Response

{
  "_id": "73be83af-9e64-4214-8e90-76da43610b31",
  "type": "quiz",
  "createdAt": "2018-01-12T10:15:17Z",
  "expiresAt": "2018-01-12T10:30:17Z",
  "_profile": "https://api.apiture.com/schemas/identity/quiz/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
    },
    "apiture:score": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
    },
    "apiture:getQuestions": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/questions"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "inputs": {
    "identity": {
      "_profile": "https://api.apiture.com/schemas/identity/identity/v1.0.0/profile.json",
      "taxId": "555-55-5555",
      "firstName": "John",
      "lastName": "Smith",
      "address1": "1741 Tiburon Dr",
      "city": "Wilmington",
      "region": "NC",
      "postalCode": "28403",
      "phone": "555-555-5555",
      "birthdate": "1940-10-15",
      "email": "api@apiture.com",
      "ipAddress": "127.0.0.1"
    }
  },
  "outputs": {
    "state": "passed",
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
  }
}

Responses

Verify

getContactVerification

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/contactVerification?contactUri=string \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.devbank.apiture.com/identity/contactVerification?contactUri=string HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/contactVerification',
  method: 'get',
  data: '?contactUri=string',
  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/contactVerification?contactUri=string',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/contactVerification',
  params: {
  'contactUri' => 'string'
}, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.devbank.apiture.com/identity/contactVerification', params={
  'contactUri': 'string'
}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/contactVerification?contactUri=string");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/contactVerification", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Retrieves contact verification resource.

GET /contactVerification

Retrieves the contact verification status. If the contactUri link is invalid a 400 Bad Request response will be returned. The following links will be included in a successful response under the _links property:

• apiture:contact: If the specified contactUri param refers to a Contact resource a link to it will be present

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

200 Response

{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "verifications": [
    {
      "type": "fraudRiskReport",
      "_links": {
        "self": {
          "href": "/identity/fraudRiskReports/c6dbc32f-e0eb-4947-9819-c691bb9164a5"
        }
      },
      "state": "passed",
      "createdAt": "2018-01-12T10:15:17Z"
    },
    {
      "type": "quiz",
      "_links": {
        "self": {
          "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
        }
      },
      "state": "passed",
      "createdAt": "2018-01-12T10:19:41Z"
    }
  ]
}

Responses

Approvals

createApproval

Code samples

# You can also use wget
curl -X POST https://api.devbank.apiture.com/identity/approvals?contactUri=string \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

POST https://api.devbank.apiture.com/identity/approvals?contactUri=string HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/approvals',
  method: 'post',
  data: '?contactUri=string',
  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/approvals?contactUri=string',
{
  method: 'POST',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.post 'https://api.devbank.apiture.com/identity/approvals',
  params: {
  'contactUri' => 'string'
}, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.post('https://api.devbank.apiture.com/identity/approvals', params={
  'contactUri': 'string'
}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/approvals?contactUri=string");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("POST");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("POST", "https://api.devbank.apiture.com/identity/approvals", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Create a new approval resource

POST /approvals

Create a new approval resource for the specified Contact. The following links may be included in a successful response under the _links property:

• self: URI of the created approval resource - /approvals/{approvalId}
• apiture:contact: If the specified contactUri param refers to a Contact resource a link to it will be present

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

201 Response

{
  "_profile": "https://api.apiture.com/schemas/identity/approval/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/approval/a42234d9-b16a-439d-b464-55296a0b229a"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "_id": "a42234d9-b16a-439d-b464-55296a0b229a",
  "type": "adminApproval",
  "createdAt": "2018-01-12T10:15:17Z"
}

Responses

Response Headers

getApproval

Code samples

# You can also use wget
curl -X GET https://api.devbank.apiture.com/identity/approvals/{approvalId} \
  -H 'Accept: application/hal+json' \
  -H 'API-Key: API_KEY' \
  -H 'Authorization: Bearer {access-token}'

GET https://api.devbank.apiture.com/identity/approvals/{approvalId} HTTP/1.1
Host: api.devbank.apiture.com
Accept: application/hal+json

var headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

$.ajax({
  url: 'https://api.devbank.apiture.com/identity/approvals/{approvalId}',
  method: 'get',

  headers: headers,
  success: function(data) {
    console.log(JSON.stringify(data));
  }
})

const fetch = require('node-fetch');

const headers = {
  'Accept':'application/hal+json',
  'API-Key':'API_KEY',
  'Authorization':'Bearer {access-token}'

};

fetch('https://api.devbank.apiture.com/identity/approvals/{approvalId}',
{
  method: 'GET',

  headers: headers
})
.then(function(res) {
    return res.json();
}).then(function(body) {
    console.log(body);
});

require 'rest-client'
require 'json'

headers = {
  'Accept' => 'application/hal+json',
  'API-Key' => 'API_KEY',
  'Authorization' => 'Bearer {access-token}'
}

result = RestClient.get 'https://api.devbank.apiture.com/identity/approvals/{approvalId}',
  params: {
  }, headers: headers

p JSON.parse(result)

import requests
headers = {
  'Accept': 'application/hal+json',
  'API-Key': 'API_KEY',
  'Authorization': 'Bearer {access-token}'
}

r = requests.get('https://api.devbank.apiture.com/identity/approvals/{approvalId}', params={

}, headers = headers)

print r.json()

URL obj = new URL("https://api.devbank.apiture.com/identity/approvals/{approvalId}");
HttpURLConnection con = (HttpURLConnection) obj.openConnection();
con.setRequestMethod("GET");
int responseCode = con.getResponseCode();
BufferedReader in = new BufferedReader(
    new InputStreamReader(con.getInputStream()));
String inputLine;
StringBuffer response = new StringBuffer();
while ((inputLine = in.readLine()) != null) {
    response.append(inputLine);
}
in.close();
System.out.println(response.toString());

package main

import (
       "bytes"
       "net/http"
)

func main() {

    headers := map[string][]string{
        "Accept": []string{"application/hal+json"},
        "API-Key": []string{"API_KEY"},
        "Authorization": []string{"Bearer {access-token}"},
        
    }

    data := bytes.NewBuffer([]byte{jsonReq})
    req, err := http.NewRequest("GET", "https://api.devbank.apiture.com/identity/approvals/{approvalId}", data)
    req.Header = headers

    client := &http.Client{}
    resp, err := client.Do(req)
    // ...
}

Fetch a representation of this approval

GET /approvals/{approvalId}

Return a HAL representation of this approval resource. The following links will be included in a successful response under the _links property:

• self: URI of the this fraud-risk report resource - /approvals/{approvalId}
• apiture:contact: If the specified contactUri param refers to a Contact resource a link to it will be present

Parameters

    
      Click on 'Try It' to get a response.
    
  

Example responses

200 Response

{
  "_profile": "https://api.apiture.com/schemas/identity/approval/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/approval/a42234d9-b16a-439d-b464-55296a0b229a"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "_id": "a42234d9-b16a-439d-b464-55296a0b229a",
  "type": "adminApproval",
  "createdAt": "2018-01-12T10:15:17Z"
}

Responses

Schemas

fraudRiskReports

{
  "_profile": "https://api.apiture.com/schemas/identity/fraudRiskReports/v2.0.0/profile.json",
  "start": 0,
  "limit": 1,
  "count": 1,
  "name": "fraudRiskReports",
  "_links": {
    "self": {
      "href": "/identity/fraudRiskReports?start=0&limit=1"
    },
    "first": {
      "href": "/identity/fraudRiskReports?start=0&limit=1"
    },
    "next": {
      "href": "/identity/fraudRiskReports?start=1&limit=1"
    },
    "collection": {
      "href": "/identity/fraudRiskReports"
    }
  },
  "_embedded": {
    "items": [
      {
        "_profile": "https://api.apiture.com/schemas/identity/fraudRiskReport/v2.0.0/profile.json",
        "_links": {
          "self": {
            "href": "/identity/fraudRiskReports/c6dbc32f-e0eb-4947-9819-c691bb9164a5"
          },
          "apiture:contact": {
            "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
          }
        },
        "_id": "c6dbc32f-e0eb-4947-9819-c691bb9164a5",
        "type": "fraudRiskReport",
        "inputs": {
          "identity": {
            "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
            "taxId": "555-55-5555",
            "firstName": "John",
            "lastName": "Smith",
            "address1": "1741 Tiburon Dr",
            "city": "Wilmington",
            "region": "NC",
            "postalCode": "28403",
            "phone": "555-555-5555",
            "birthdate": "1940-10-15",
            "email": "api@apiture.com",
            "ipAddress": "127.0.0.1"
          }
        },
        "outputs": {
          "state": "passedWithRiskFactors",
          "providerReportId": 1234,
          "fraudRiskCategories": [
            {
              "type": "personalInfoDoesNotMatch",
              "description": "The retrieved identity does not match the provided PII."
            },
            {
              "type": "addressIsPOBoxOrNonApproved",
              "description": "The provided address is a PO Box or other non-approved address"
            },
            {
              "type": "identityOnGovernmentWatchlist",
              "description": "The provided identity is located on one or more government watchlists"
            },
            {
              "type": "identityOnAlertList",
              "description": "The provided identity is located on one or more alert lists"
            },
            {
              "type": "ipRestricted",
              "description": "The provided IP address is restricted"
            },
            {
              "type": "emailRestricted",
              "description": "The provided email address is restricted"
            }
          ]
        }
      }
    ]
  }
}

Fraud Risk Reports (Version v2.0.0)

The items in the collection are ordered in the _embedded object with name items. The top-level _links object may contain pagination links (self, next, prev, first, last, collection).

Properties

fraudRiskReport

{
  "_profile": "https://api.apiture.com/schemas/identity/fraudRiskReport/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/fraudRiskReports/c6dbc32f-e0eb-4947-9819-c691bb9164a5"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "_id": "c6dbc32f-e0eb-4947-9819-c691bb9164a5",
  "type": "fraudRiskReport",
  "inputs": {
    "identity": {
      "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
      "taxId": "555-55-5555",
      "firstName": "John",
      "lastName": "Smith",
      "address1": "1741 Tiburon Dr",
      "city": "Wilmington",
      "region": "NC",
      "postalCode": "28403",
      "phone": "555-555-5555",
      "birthdate": "1940-10-15",
      "email": "api@apiture.com",
      "ipAddress": "127.0.0.1"
    }
  },
  "outputs": {
    "state": "passedWithRiskFactors",
    "fraudRiskCategories": [
      {
        "type": "personalInfoDoesNotMatch",
        "description": "The retrieved identity does not match the provided PII."
      },
      {
        "type": "addressIsHighRisk",
        "description": "The provided address is considered high-risk"
      },
      {
        "type": "addressIsPOBoxOrNonApproved",
        "description": "The provided address is a PO Box or other non-approved address"
      },
      {
        "type": "identityOnGovernmentWatchlist",
        "description": "The provided identity is located on one or more watchlists"
      },
      {
        "type": "ipRestricted",
        "description": "The provided IP address is restricted"
      },
      {
        "type": "emailRestricted",
        "description": "The provided email address is restricted"
      },
      {
        "type": "nonStandardTaxId",
        "description": "The provided taxId is non-standard. Example: The provided SSN is an ITIN (Individual Taxpayer  Identification Number)"
      },
      {
        "type": "ageRestricted",
        "description": "The provided identity does not meet the required age. Example: US COPPA laws forbid conducting e-commerce with people under 14 years of age."
      }
    ],
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
  }
}

Fraud-risk Report (Version v2.0.0)

The result of running a fraud-risk analysys.

Properties

fraudRiskCategory

{
  "type": "personalInfoDoesNotMatch",
  "description": "The retrieved identity does not match the provided PII.",
  "message": "ZIP code located does not match the ZIP code submitted."
}

Fraud-risk Category (Version v1.0.0)

Representation of a fraud-risk category.

Properties

fraudRiskCategoryType

"ipRestricted"

Fraud Risk Category Type (Version v1.0.0)

Represents the possible types of fraud-risk.

Type: string
Enumerated values:
ipRestricted
identityOnGovernmentWatchlist
identityOnAlertList
addressIsPOBoxOrNonApproved
addressIsHighRisk
ageRestricted
nonStandardTaxId
personalInfoDoesNotMatch
emailRestricted

createFraudRiskReport

{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  }
}

Create Fraud Risk Report (Version v2.0.0)

Representation used to create a new fraud-risk analysis report.

Properties

createQuiz

{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  }
}

Create Quiz (Version v2.0.0)

Representation used to create a new quiz.

Properties

scoreQuizAnswers

{}

Score Quiz Answers (Version v1.0.0)

Representation used to provide answers to a quiz.

Properties

quizQuestions

{
  "_links": {
    "up": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
    },
    "apiture:score": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
    }
  },
  "questions": [
    {
      "id": "1",
      "question": "Who have you lived with?",
      "choices": [
        "Mary",
        "Caleb",
        "Angela",
        "Elliott"
      ]
    },
    {
      "id": "2",
      "question": "What's your mother's maiden name?",
      "choices": [
        "Clark",
        "Morris",
        "Niffle",
        "Bennett"
      ]
    }
  ],
  "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
}

Create Questions (Version v2.0.0)

Representation used to create a new set of questions.

Properties

verificationToken

{
  "token": "string"
}

Verification Token (Version v1.0.0)

The token used to validate and track a contact for identity verification purposes.

Properties

contactVerification

{
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "verifications": [
    {
      "type": "fraudRiskReport",
      "_links": {
        "self": {
          "href": "/identity/fraudRiskReports/c6dbc32f-e0eb-4947-9819-c691bb9164a5"
        }
      },
      "state": "passed",
      "createdAt": "2018-01-12T10:15:17Z"
    },
    {
      "type": "quiz",
      "_links": {
        "self": {
          "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
        }
      },
      "state": "passed",
      "createdAt": "2018-01-12T10:19:41Z"
    }
  ]
}

Verification (Version v2.0.0)

The contact's verification history and status.

Properties

identityVerificationState

"passed"

IdentityVerification Type (Version v1.0.0)

The type of the historical verification.

Type: string
Enumerated values:
passed
failed
passedWithRiskFactors
pending
asked
identityServiceFailure
scoring
expired

identityHistoryItem

{
  "state": "passed",
  "createdAt": {},
  "type": "quiz",
  "_links": {
    "apiture:contact": {
      "href": "/contacts/contacts/d77bef0b-c75c-4192-ba88-278b9ce4063b"
    }
  }
}

Identity Verification Item (Version v1.0.0)

One verification record for a contact's history of verifications. This may contain a link to the contact in the link apiture:contact.

Properties

identity

{
  "taxId": "555-55-5555",
  "firstName": "John",
  "lastName": "Smith",
  "address1": "1741 Tiburon Dr",
  "city": "Wilmington",
  "region": "NC",
  "postalCode": "28403",
  "phone": "555-555-5555",
  "birthdate": "1940-10-15",
  "email": "api@apiture.com",
  "ipAddress": "127.0.0.1"
}

Identity (Version v1.0.0)

Information that describes the identity.

Properties

quizzes

{
  "_profile": "https://api.apiture.com/schemas/identity/quizzes/v2.0.0/profile.json",
  "start": 0,
  "limit": 1,
  "count": 1,
  "name": "quizzes",
  "_links": {
    "self": {
      "href": "/identity/quizzes?start=0&limit=1"
    },
    "first": {
      "href": "/identity/quizzes?start=0&limit=1"
    },
    "next": {
      "href": "/identity/quizzes?start=1&limit=1"
    },
    "collection": {
      "href": "/identity/quizzes"
    }
  },
  "_embedded": {
    "items": [
      {
        "createdAt": "2018-01-12T10:15:17Z",
        "expiresAt": "2018-01-12T10:30:17Z",
        "_links": {
          "self": {
            "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
          },
          "apiture:score": {
            "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
          },
          "apiture:contacts": {
            "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
          }
        },
        "inputs": {
          "identity": {
            "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
            "taxId": "555-55-5555",
            "firstName": "John",
            "lastName": "Smith",
            "address1": "1741 Tiburon Dr",
            "city": "Wilmington",
            "region": "NC",
            "postalCode": "28403",
            "phone": "555-555-5555",
            "birthdate": "1940-10-15",
            "email": "api@apiture.com",
            "ipAddress": "127.0.0.1"
          }
        },
        "outputs": {
          "state": "failed",
          "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
        }
      },
      {
        "createdAt": "2018-01-02T12:11:47Z",
        "expiresAt": "2018-01-02T12:26:47Z",
        "_links": {
          "self": {
            "href": "/identity/quizzes/a71c3843-32c2-4054-b7b2-fcf11a84532f"
          }
        },
        "inputs": {
          "identity": {
            "_profile": "https://api.apiture.com/schemas/identity/identity/v2.0.0/profile.json",
            "taxId": "111-11-1111",
            "firstName": "Mary",
            "lastName": "Williams",
            "address1": "1741 Tiburon Dr",
            "city": "Wilmington",
            "region": "NC",
            "postalCode": "28403",
            "phone": "555-555-5555",
            "birthdate": "1960-03-05",
            "email": "api@apiture.com",
            "ipAddress": "127.0.0.1"
          }
        },
        "outputs": {
          "state": "passed",
          "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
        }
      }
    ]
  }
}

Quizzes (Version v2.0.0)

Collection of quizzes.

Properties

quiz

{
  "_id": "73be83af-9e64-4214-8e90-76da43610b31",
  "type": "quiz",
  "createdAt": "2018-01-12T10:15:17Z",
  "expiresAt": "2018-01-12T10:30:17Z",
  "_profile": "https://api.apiture.com/schemas/identity/quiz/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31"
    },
    "apiture:score": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/answers"
    },
    "apiture:getQuestions": {
      "href": "/identity/quizzes/73be83af-9e64-4214-8e90-76da43610b31/questions"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "inputs": {
    "identity": {
      "_profile": "https://api.apiture.com/schemas/identity/identity/v1.0.0/profile.json",
      "taxId": "555-55-5555",
      "firstName": "John",
      "lastName": "Smith",
      "address1": "1741 Tiburon Dr",
      "city": "Wilmington",
      "region": "NC",
      "postalCode": "28403",
      "phone": "555-555-5555",
      "birthdate": "1940-10-15",
      "email": "api@apiture.com",
      "ipAddress": "127.0.0.1"
    }
  },
  "outputs": {
    "state": "passed",
    "token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.XbPfbIHMI6arZ3Y922BhjWgQzWXcXNrz0ogtVhfEd2o"
  }
}

Quiz (Version v2.0.0)

A quiz containing a collection of questions and their possible answers. These questions can be used to present a multiple-choice quiz in order to verify the identity.

Properties

coreQuizQuestions

{
  "questions": [
    {
      "id": "1",
      "question": "Who have you lived with?",
      "choices": [
        "Mary",
        "Caleb",
        "Angela",
        "Elliott"
      ]
    },
    {
      "id": "2",
      "question": "What's your mother's maiden name?",
      "choices": [
        "Clark",
        "Morris",
        "Niffle",
        "Bennett"
      ]
    }
  ]
}

Quiz Questions (Version v1.0.0)

The questions of a quiz.

Properties

coreQuizQuestion

{
  "id": "1",
  "question": "Who have you lived with?",
  "choices": [
    "Mary",
    "Caleb",
    "Angela",
    "Elliott"
  ]
}

Quiz Question (Version v1.0.0)

A question of a quiz.

Properties

coreQuizAnswers

{
  "answers": [
    {
      "questionId": "1",
      "answer": "Honda Accord"
    },
    {
      "questionId": "2",
      "answer": "Missouri"
    }
  ]
}

Quiz Answers (Version v1.0.0)

A collection of answers to a quiz.

Properties

coreAnswer

{
  "questionId": "1",
  "answer": "Honda Accord"
}

Quiz Answer (Version v1.0.0)

An answer to a quiz question.

Properties

outputs

{
  "token": "string"
}

Outputs (Version v1.0.0)

Base model schema for identity verification operations outputs.

Properties

quizOutputs

{
  "token": "string",
  "state": "passed"
}

Quiz Outputs (Version v1.0.0)

The outputs of a quiz. Used for workflow.

Properties

fraudRiskReportState

"passed"

Fraud Risk Report State (Version v1.0.0)

The state of a fraud report. passed indicates that the provided personally identifiable information (PII) was located and contains no risk factors. passedWithRiskFactors means that the provided PII matches an identity but contains risk factors. failed means that the provided PII does not match any identity records.

Type: string
Enumerated values:
passed
passedWithRiskFactors
failed

fraudRiskReportOutputs

{
  "token": "string",
  "providerReportId": "string",
  "state": "passed",
  "fraudRiskCategories": [
    {
      "type": "personalInfoDoesNotMatch",
      "description": "The retrieved identity does not match the provided PII.",
      "message": "ZIP code located does not match the ZIP code submitted."
    }
  ]
}

Fraud-risk Report Outputs (Version v1.0.0)

The outputs of a fraud-risk report.

Properties

quizInputs

{
  "identity": {
    "taxId": "555-55-5555",
    "firstName": "John",
    "lastName": "Smith",
    "address1": "1741 Tiburon Dr",
    "city": "Wilmington",
    "region": "NC",
    "postalCode": "28403",
    "phone": "555-555-5555",
    "birthdate": "1940-10-15",
    "email": "api@apiture.com",
    "ipAddress": "127.0.0.1"
  }
}

Quiz Inputs (Version v1.0.0)

The inputs of a quiz.

Properties

fraudRiskReportInputs

{
  "identity": {
    "taxId": "555-55-5555",
    "firstName": "John",
    "lastName": "Smith",
    "address1": "1741 Tiburon Dr",
    "city": "Wilmington",
    "region": "NC",
    "postalCode": "28403",
    "phone": "555-555-5555",
    "birthdate": "1940-10-15",
    "email": "api@apiture.com",
    "ipAddress": "127.0.0.1"
  }
}

Fraud-risk Report Inputs (Version v1.0.0)

The inputs of a fraud-risk report.

Properties

identityVerificationType

"fraudRiskReport"

Identity Verification Type (Version v1.0.0)

Describes how the identity verification was performed.

Type: string
Enumerated values:
fraudRiskReport
quiz
adminApproval

approval

{
  "_profile": "https://api.apiture.com/schemas/identity/approval/v2.0.0/profile.json",
  "_links": {
    "self": {
      "href": "/identity/approval/a42234d9-b16a-439d-b464-55296a0b229a"
    },
    "apiture:contact": {
      "href": "/contacts/contacts/6da5ccc7-727a-4256-bdd4-74023ae349c3"
    }
  },
  "_id": "a42234d9-b16a-439d-b464-55296a0b229a",
  "type": "adminApproval",
  "createdAt": "2018-01-12T10:15:17Z"
}

Approval (Version v2.0.0)

The core representation of an Approval resource. This represents a manual approval and would typically be created by an FI admin when a Contact fails one or more steps of the identity verification workflow.

Properties

attributes

{}

Attributes (Version v1.0.0)

An optional map of name/value pairs which contains additional dynamic data about the resource.

Properties

root

{
  "id": "apiName",
  "name": "API name",
  "apiVersion": "1.0.0",
  "_profile": "http://localhost:8080/schemas/common/root/v2.0.0/profile.json",
  "_links": {}
}

API Root (Version v2.0.0)

A HAL response, with hypermedia _links for the top-level resources and operations in API.

Properties

collection

{
  "_links": {
    "property1": {
      "href": "/contacts/contacts/328f6bf6-d762-422f-a077-ab91ca4d0b6f",
      "title": "Applicant"
    },
    "property2": {
      "href": "/contacts/contacts/328f6bf6-d762-422f-a077-ab91ca4d0b6f",
      "title": "Applicant"
    }
  },
  "_embedded": {},
  "_profile": "http://example.com",
  "_error": {
    "_id": "2eae46e1-575c-4d69-8a8f-0a7b0115a4b3",
    "message": "Descriptive message 1.",
    "statusCode": 422,
    "type": "errorType1",
    "remediation": "Remediation string 2...",
    "occurredAt": "2018-01-25T05:50:52.375Z",
    "errors": [],
    "_links": {
      "describedby": {
        "href": "https://developer.apiture.com/errors/errorType1"
      }
    }
  },
  "count": 0,
  "start": 0,
  "limit": 0,
  "name": "string"
}

Collection (Version v2.0.0)

A collection of resources. This is an abstract model schema which is extended to define specific resource collections.

Properties

abstractRequest

{
  "_profile": "{uri of resource profile.json}",
  "_links": {
    "self": {
      "href": "{uri of current resource}"
    }
  }
}

Abstract Request (Version v2.0.0)

An abstract schema used to define other request-only schemas. This is a HAL resource representation, minus the _error defined in abstractResource.

Properties

links

{
  "property1": {
    "href": "/contacts/contacts/328f6bf6-d762-422f-a077-ab91ca4d0b6f",
    "title": "Applicant"
  },
  "property2": {
    "href": "/contacts/contacts/328f6bf6-d762-422f-a077-ab91ca4d0b6f",
    "title": "Applicant"
  }
}

Links (Version v1.0.0)

An optional map of links, mapping each link relation to a link object. This model defines the _links object of HAL representations.

Properties

errorResponse

{
  "_profile": "https://api.apiture.com/schemas/common/errorResponse/v1.0.0/profile.json",
  "_error": {
    "_id": "2eae46e1-575c-4d69-8a8f-0a7b0115a4b3",
    "message": "The value for deposit must be greater than 0.",
    "statusCode": 422,
    "type": "positiveNumberRequired",
    "attributes": {
      "value": -125.5
    },
    "remediation": "Provide a value which is greater than 0",
    "occurredAt": "2018-01-25T05:50:52.375Z",
    "_links": {
      "describedby": {
        "href": "https://api.apiture.com/errors/positiveNumberRequired"
      }
    },
    "_embedded": {
      "errors": []
    }
  }
}

Error Response (Version v1.0.0)

Describes an error response, typically returned on 4xx or 5xx errors from API operations. The _error object contains the error details.

Properties

link

{
  "href": "/contacts/contacts/328f6bf6-d762-422f-a077-ab91ca4d0b6f",
  "title": "Applicant"
}

Link (Version v1.0.0)

Describes a hypermedia link within a _links object in HAL representations. In Apiture APIs, links are HAL links, but Apiture APIs do not use the name or hreflang properties of HAL. Apiture links may include a method property.

Properties

error

{
  "_id": "2eae46e1-575c-4d69-8a8f-0a7b0115a4b3",
  "message": "Descriptive message 1.",
  "statusCode": 422,
  "type": "errorType1",
  "remediation": "Remediation string 2...",
  "occurredAt": "2018-01-25T05:50:52.375Z",
  "errors": [],
  "_links": {
    "describedby": {
      "href": "https://developer.apiture.com/errors/errorType1"
    }
  }
}

Error (Version v1.0.0)

Describes an error in an API request or in a service called via the API.

Properties

attributeValue

{}

Attribute Value (Version v2.0.0)

The data associated with this attribute.

Properties